Anonymous
04/23/2024 09:53
Subject: Is My Husband Too Controlling with Spending?
Anonymous wrote:Thats a daycare payment or braces for kids or a week long vacation somewhere. Do you have kids?
We make $300k and i couldnt imagine spending $10k on this.
I don't have kids.
Anonymous
04/23/2024 09:52
Subject: Is My Husband Too Controlling with Spending?
He wanted the high maintenance look but doesn’t want the high maintenance price tag.
Anonymous
04/23/2024 09:49
Subject: Re:Is My Husband Too Controlling with Spending?
Anonymous wrote:Anonymous wrote:Good lord - that is nuts! How old are you? Why are you filling your face with so many chemicals?! Do you look that old?
I am 40 with 3 kids. I spend probably $1000 a year on face cream/retinol/night serum. That is it. My skin is clear, with very little wrinkles. HHI is $650,000 and I am pretty sure my DH wouldn't bat an eyelash if I spent more.
I’m in my early. 30’s
You shouldn’t do more than that in your early 30s!!!
Anonymous
04/23/2024 09:47
Subject: Is My Husband Too Controlling with Spending?
Anonymous wrote:People. This is a troll.
Probably but we all know women who spend a size able chunk of family income on such frivolous things. You never saw grocery check out ladies with fancy manicures, fake eyelashes and blond highlights?
Anonymous
04/23/2024 09:45
Subject: Re:Is My Husband Too Controlling with Spending?
Anonymous wrote:Good lord - that is nuts! How old are you? Why are you filling your face with so many chemicals?! Do you look that old?
I am 40 with 3 kids. I spend probably $1000 a year on face cream/retinol/night serum. That is it. My skin is clear, with very little wrinkles. HHI is $650,000 and I am pretty sure my DH wouldn't bat an eyelash if I spent more.
I’m in my early. 30’s
Anonymous
04/23/2024 09:45
Subject: Is My Husband Too Controlling with Spending?
Anonymous wrote:We have been arguing recently over my self-care spending for cosmetic treatments. My husband thinks I spend too much money on Botox, fillers, and laser treatments, but I feel that I am spending a reasonable amount relative to our income. I spend 12k-15k a year on preventive anti-aging skincare treatments and we make around 250k-300k a year. After he started criticizing me for this spending, I pretended to cut back on it, but I am still getting these treatments without telling him. I feel that he is being too controlling and manipulative because I do not spend much money on anything else and this is a relatively small amount of our income.
What you really need is spiritually in your life to be at ease with yourself and process of aging ... and financial literacy.
Anonymous
04/23/2024 09:30
Subject: Is My Husband Too Controlling with Spending?
People. This is a troll.
Anonymous
04/23/2024 09:28
Subject: Is My Husband Too Controlling with Spending?
That is a crazy amount to spend on your income. Totally crazy. And I am supportive of doing whatever you want cosmetically. No judgment there at all.
Anonymous
04/23/2024 09:26
Subject: Re:Is My Husband Too Controlling with Spending?
Good lord - that is nuts! How old are you? Why are you filling your face with so many chemicals?! Do you look that old?
I am 40 with 3 kids. I spend probably $1000 a year on face cream/retinol/night serum. That is it. My skin is clear, with very little wrinkles. HHI is $650,000 and I am pretty sure my DH wouldn't bat an eyelash if I spent more.
I am 40 with 3 kids. I spend probably $1000 a year on face cream/retinol/night serum. That is it. My skin is clear, with very little wrinkles. HHI is $650,000 and I am pretty sure my DH wouldn't bat an eyelash if I spent more.
Anonymous
04/23/2024 09:25
Subject: Is My Husband Too Controlling with Spending?
Anonymous wrote:Wow. That is high.
I do Botox 3x a year at $500 so 1,500
I have a home microneedling device that cost $200
I also have a home laser for hair removal that cost $400
I don’t think resurfacing lasers are better than consistent retinoids.
I get a small amount of fillers to correct a congenital deformity once a year at $1200
I also spend around $1200 on creams and makeup.
That’s $4,500 including the devices that I don’t obviously buy every year.
Our HHI is $400,000.
12-15k is a huge expense and especially given your HHI.
If you’re not a troll, I would highly encourage you to reevaluate your budget. If you go to the Beauty forum you can ask for some lower cost alternatives or ways to cut down the amount.
One more thing, i cut, color and highlight my own hair, which i don’t recommend but i just really hate sitting in a salon for 3 hours so have managed to figure this out for myself over the years.
Anonymous
04/23/2024 09:19
Subject: Re:Is My Husband Too Controlling with Spending?
Anonymous wrote:I only know about the price of botox since I do them too but do fillers and lasers cost you that much? 12k-15k seems like a lot (unless you're being scammed by your cosmetic derm). Or do you mean you spend on other maintenance stuff?
I have an anti-aging treatment schedule
4,000 fillers
3,250 Ultherapy 1x
1,500 preventive Botox 2-3x
1,350 Clear and Brilliant 3x
1,200 mini Fraxel 2x
1,025 Picolaser 1x
800 microneedling 2x
Anonymous
04/23/2024 09:18
Subject: Is My Husband Too Controlling with Spending?
Anonymous wrote:Anonymous wrote:That’s about 10% of your take-home income after taxes and a reasonable level of retirement savings. That seems high to me but it really depends on the rest of your budget. Do you guys have a budget?
We don't really budget per se, but we are saving a decent amount.
We are maxing our HSA's (8,400 each year) and contributing 13k annually to 401k's (20k including employer matching)
Our monthly take home pay is around 13k and we spend
4,000 on mortgage+utilities
1,300 on food
950 on misc expenses
500 on cars (gas, car taxes, maintenance, car insurance)
450 on travel and entertainment
We also max out our Roth IRA's (14k a year) and we own three rental properties (positive cash flow is small so not including)
You spend the same, or more, in beauty treatments as you do in 401k contributions?
You can't seriously think that is OK.
Anonymous
04/23/2024 09:17
Subject: Is My Husband Too Controlling with Spending?
You are spending ~5% of your gross income on beauty treatments? That is, frankly, insane. Your husband is right.
Anonymous
04/23/2024 09:15
Subject: Is My Husband Too Controlling with Spending?
Anonymous wrote:He probably doesnt like how it looks.
This. You're probably getting that obvious Botox look and he doesn't feel like he can criticize that so he criticizes the money instead.
I think it's absurd to spend that much at any income.
Anonymous
04/23/2024 09:12
Subject: Is My Husband Too Controlling with Spending?
Wow. That is high.
I do Botox 3x a year at $500 so 1,500
I have a home microneedling device that cost $200
I also have a home laser for hair removal that cost $400
I don’t think resurfacing lasers are better than consistent retinoids.
I get a small amount of fillers to correct a congenital deformity once a year at $1200
I also spend around $1200 on creams and makeup.
That’s $4,500 including the devices that I don’t obviously buy every year.
Our HHI is $400,000.
12-15k is a huge expense and especially given your HHI.
If you’re not a troll, I would highly encourage you to reevaluate your budget. If you go to the Beauty forum you can ask for some lower cost alternatives or ways to cut down the amount.
I do Botox 3x a year at $500 so 1,500
I have a home microneedling device that cost $200
I also have a home laser for hair removal that cost $400
I don’t think resurfacing lasers are better than consistent retinoids.
I get a small amount of fillers to correct a congenital deformity once a year at $1200
I also spend around $1200 on creams and makeup.
That’s $4,500 including the devices that I don’t obviously buy every year.
Our HHI is $400,000.
12-15k is a huge expense and especially given your HHI.
If you’re not a troll, I would highly encourage you to reevaluate your budget. If you go to the Beauty forum you can ask for some lower cost alternatives or ways to cut down the amount.