Anonymous
Post 02/23/2024 08:27     Subject: Re:Telling people to MYOB

Anonymous wrote:A lot of people save for college. Just tell them you’ve been saving since they were a baby.

Unless in the circles you run in this is abnormal.


We don't qualify for aid but still have to fill out the FAFSA...Whether someone saved or not is irrelevant, and that response would be quite rude!
Anonymous
Post 02/23/2024 05:27     Subject: Telling people to MYOB

Anonymous wrote:
Anonymous wrote:Even people who are full pay fill out the FAFSA, as we did, so that our kids could take out the unsubsidized federal loans. We wanted them to have teeth in the game, which we did, and now as grads they are taking responsibility for paying back the *relatively" small amounts, so I suspect that's what people are asking. It's a great way to start an 18-year-old on fiscal responsibility, establishing credit, getting a credit card, balancing accounts, getting first apartment, etc.


What are you talking about? Only financially incapable and idiot parents fill out the FAFSA. Intelligent UMC+ parents realize the FAFSA is a major scam that dupes unsuspecting parents into divulging obscene amounts of valuable personal information that is subsequently sold to countless bottom feeder organizations and advertisers.


Hot take! You’re so much smarter and wealthier than everyone else!
Anonymous
Post 02/22/2024 20:45     Subject: Telling people to MYOB

Anonymous wrote:Even people who are full pay fill out the FAFSA, as we did, so that our kids could take out the unsubsidized federal loans. We wanted them to have teeth in the game, which we did, and now as grads they are taking responsibility for paying back the *relatively" small amounts, so I suspect that's what people are asking. It's a great way to start an 18-year-old on fiscal responsibility, establishing credit, getting a credit card, balancing accounts, getting first apartment, etc.


What are you talking about? Only financially incapable and idiot parents fill out the FAFSA. Intelligent UMC+ parents realize the FAFSA is a major scam that dupes unsuspecting parents into divulging obscene amounts of valuable personal information that is subsequently sold to countless bottom feeder organizations and advertisers.
Anonymous
Post 02/22/2024 20:39     Subject: Telling people to MYOB

Anonymous wrote:Isn't a requirement for a lot of scholarships that you have to have filled out the FAFSA? So if that is still the case, you (or the student) should have filled it out.


Any so-called scholarship that requires filling out the FAFSA isn’t an actual scholarship. It is just another form of financial aid that rank orders awards based on merit.
Anonymous
Post 02/22/2024 19:58     Subject: Telling people to MYOB

Anonymous wrote:
Anonymous wrote:I think this is one of those situations in which every time someone does this, you should remind yourself how grateful you are that you’re able to afford DS’s first choice for school and try your best to empathize. If anything, maybe reflect on what is causing you to be annoyed. Is it pride that your thrifty lifestyle allowed you to fund college?

Anyway, be a good human being. Paying for college is stressful.

Should she flog herself and proclaim Mea Maxima Culpa! for saving for years?


Of course not! Everyone knows that spouting off Latin phrases is pretentious.
Anonymous
Post 02/22/2024 19:20     Subject: Telling people to MYOB

Comes across as a humble brag but the post is anonymous so who cares.
Anonymous
Post 02/22/2024 19:09     Subject: Telling people to MYOB

Anonymous wrote:Sorry, but you sound obnoxious, like you're just dying to tell someone you're so rich you didn't have to fill out the FAFSA. By the way, I'm in your boat - with our seven figure HHI, we're never gonna qualify for aid. But I realize we're in a different financial situation than the vast majority of people, so when people ask me about the FAFSA, I just nod along and murmur in agreement. You CAN still fill out the FAFSA, you know. You don't have to accept loans and scholarships.


Are you suggesting she do this in solidarity?
Anonymous
Post 02/22/2024 19:04     Subject: Telling people to MYOB

Anonymous wrote:I think this is one of those situations in which every time someone does this, you should remind yourself how grateful you are that you’re able to afford DS’s first choice for school and try your best to empathize. If anything, maybe reflect on what is causing you to be annoyed. Is it pride that your thrifty lifestyle allowed you to fund college?

Anyway, be a good human being. Paying for college is stressful.

Should she flog herself and proclaim Mea Maxima Culpa! for saving for years?
Anonymous
Post 02/22/2024 18:59     Subject: Telling people to MYOB

Having college tuition in the bank and ready to go isn’t the brag you seem to think it is among the DC professional set. My children are 3 and 5 and 4 years of college each are already sitting in investment accounts. Most of the people you think are poors, just did some paperwork. I bet more than one of them have more money than you.
Anonymous
Post 02/22/2024 18:04     Subject: Re:Telling people to MYOB

We don’t qualify for financial aid either and don’t require it, but listen to a friend complain about something that is not my fault really is fine. You don’t have to answer back.
Anonymous
Post 02/22/2024 16:41     Subject: Telling people to MYOB

Sorry, but you sound obnoxious, like you're just dying to tell someone you're so rich you didn't have to fill out the FAFSA. By the way, I'm in your boat - with our seven figure HHI, we're never gonna qualify for aid. But I realize we're in a different financial situation than the vast majority of people, so when people ask me about the FAFSA, I just nod along and murmur in agreement. You CAN still fill out the FAFSA, you know. You don't have to accept loans and scholarships.
Anonymous
Post 02/22/2024 16:26     Subject: Telling people to MYOB

We had to fill out the FAFSA even though we are rich because, as a DC resident, my kid is entitled to a $10k per year grant for attending a state school.

No reason to leave that $40k on the table even if the forms are a pain.
Anonymous
Post 02/22/2024 16:13     Subject: Telling people to MYOB

Anonymous wrote:you seem to be looking for permission or encouragement to brag and act smug.


Is admitting that your parents are helping you to pay for your kids’ college really bragging?
Anonymous
Post 02/22/2024 16:09     Subject: Re:Telling people to MYOB

Anonymous wrote:OP, we too will not qualify for any financial aid, but the FAFSA is a requirement for many schools to be considered for any type of scholarship. Just because my kid's college is funded, doesn't mean I'm going to leave money on the table. I don't understand why you wouldn't fill it out other than to act smug.


This isn’t true. Most schools don’t require the FAFSA for merit aid. A few do.

If you are applying for separate scholarships those vary and they say if financial need is part of the application (in which case if you are doing well you won’t qualify for those).
Anonymous
Post 02/22/2024 16:02     Subject: Re:Telling people to MYOB

OP, we too will not qualify for any financial aid, but the FAFSA is a requirement for many schools to be considered for any type of scholarship. Just because my kid's college is funded, doesn't mean I'm going to leave money on the table. I don't understand why you wouldn't fill it out other than to act smug.