Anonymous
Post 01/19/2024 19:20     Subject: Do you personally know someone who has had student debt forgiven?
I had debt during the years 95% of the public servants were denied forgiveness.
Anonymous
Post 01/19/2024 19:10     Subject: Do you personally know someone who has had student debt forgiven?
Yes- my niece and her husband. One in public service and one a teacher.
Anonymous
Post 01/19/2024 19:06     Subject: Do you personally know someone who has had student debt forgiven?
Anonymous wrote:
Anonymous wrote:I got my loans forgiven via PSFL. I was a fed for 12 years before it was approved, and I still have no clue why it wasn't approved when I submitted during years 10 and 11. But Year 12 was the right one.


Year 10 and 11 were likely under Trump. Thousands weren't getting them forgiven during DeVos years.


You are probably right! I am just thankful that it's done.
Anonymous
Post 01/19/2024 19:04     Subject: Do you personally know someone who has had student debt forgiven?
Anonymous wrote:
Anonymous wrote:We consolidated loans in hopes of it happening (it was supposed to for us), and then they changed the rules. We're not paying all of it off in case it could still happen.


Serious question. Are you gambling extra interest paid “just in case” it gets forgiven? But what if it doesn’t happen?


The interest is not high. It's about 25k and we can pay it off any time. It would just be stupid to pay it all off and then our group gets forgiven.
Anonymous
Post 01/19/2024 19:00     Subject: Do you personally know someone who has had student debt forgiven?
Anonymous wrote:We consolidated loans in hopes of it happening (it was supposed to for us), and then they changed the rules. We're not paying all of it off in case it could still happen.


Serious question. Are you gambling extra interest paid “just in case” it gets forgiven? But what if it doesn’t happen?
Anonymous
Post 01/19/2024 18:53     Subject: Do you personally know someone who has had student debt forgiven?
We consolidated loans in hopes of it happening (it was supposed to for us), and then they changed the rules. We're not paying all of it off in case it could still happen.
Anonymous
Post 01/19/2024 18:29     Subject: Do you personally know someone who has had student debt forgiven?
Anonymous wrote:I got my loans forgiven via PSFL. I was a fed for 12 years before it was approved, and I still have no clue why it wasn't approved when I submitted during years 10 and 11. But Year 12 was the right one.


Year 10 and 11 were likely under Trump. Thousands weren't getting them forgiven during DeVos years.
Anonymous
Post 01/19/2024 18:22     Subject: Do you personally know someone who has had student debt forgiven?
Anonymous wrote:I didn't have a lot of debt- like $25K and I was in an old repayment option so I paid less than $100 a month. I was almost done when covid hit and was planning on restarting and paying off the tiny amount left.

Then I got a check in the fall for $25K. I don't know why and I can't get any info from Department of Ed.


You might want to find out if there are any tax implications.
Anonymous
Post 01/19/2024 18:18     Subject: Do you personally know someone who has had student debt forgiven?
I didn't have a lot of debt- like $25K and I was in an old repayment option so I paid less than $100 a month. I was almost done when covid hit and was planning on restarting and paying off the tiny amount left.

Then I got a check in the fall for $25K. I don't know why and I can't get any info from Department of Ed.
Anonymous
Post 01/19/2024 18:18     Subject: Do you personally know someone who has had student debt forgiven?
Husband and I both had loans forgiven through PSLF.
Anonymous
Post 01/19/2024 17:43     Subject: Do you personally know someone who has had student debt forgiven?
Several, public service
Anonymous
Post 01/19/2024 17:42     Subject: Do you personally know someone who has had student debt forgiven?
I don't remember how much was forgiven, but I'd guess about 10k out of 40k. This was years ago, for teaching in Title 1 schools in SE DC.
Anonymous
Post 01/19/2024 17:41     Subject: Do you personally know someone who has had student debt forgiven?
Anonymous wrote:Yes. And then quit public service at the 10 year mark.


Which is perfectly fine! They met their loan forgiveness obligation and 10 years of public service is admirable.
Anonymous
Post 01/19/2024 16:28     Subject: Do you personally know someone who has had student debt forgiven?
Anonymous wrote:If so, was there a catch?


PSLF or military, few years of service. No catch.
Anonymous
Post 01/19/2024 16:26     Subject: Do you personally know someone who has had student debt forgiven?
Yes my boyfriend due to his length of service in public service/non profit jobs.