Anonymous wrote:

Anonymous wrote:My kid went directly to fully funded PhD program after undergrad (ChemE BS to Bio E phd). His entire higher education (merit $ for BS and fully funded for PhD) was almost free.

How did he go about getting his PhD fully funded? Was this through the University or an employer?

Ph.D. programs in the hard sciences are generally paid for by a mix of federal funding (first two years) and the institution (after that). Covers tuition and a living stipend, somewhere around $30k right now I think, but probably varies by location. This is true of everyone I know (or know of) who has a science Ph.D. Spouse is a tenured professor at a med school and this is the majority of our social circle.

Pro tip: get an MD/PhD and the whole thing is paid for, even the med school portion.

Anonymous wrote:Yet another reminder that our parents never have, and never will, give us a cent for anything. And how nice it would have been if they had.

So jealous of those of you who benefitted from that. We plan to do the same for our child as the debt of an education can be absolutely crippling, and prevent wealth accumulation (e.g., saving, buying a house, investing).

Mine never gave us anything nor my husband’s parents. We live in a crummy house, never vacation and live very modestly and save for college and grad school. We tell the kids we can afford a state school. See how that works. My kids don’t even get birthday or holiday gifts.

We plan to.

My Fed agency paid for my Master’s night school .

Anonymous wrote:Bio major undergrad at Tech.

I got full tuition for grad school by doing a TA. I taught the lab section of microbiology for undergrads.

I just applied and it was offered with acceptance.

Science is fairly easy to get tuition paid for …

^ not at Tech different grad school

Bio major undergrad at Tech.

I got full tuition for grad school by doing a TA. I taught the lab section of microbiology for undergrads.

I just applied and it was offered with acceptance.

Science is fairly easy to get tuition paid for …

My DC are still undergraduates but my niece is paying for medical school by joining the Navy.

One of my kids went to medical school. I paid all living expenses for the 4 years and he has loans for the tuition. He is one of the rare student loans holders who continuously paid on his loans thru the pandemic. 3 years of 0 interest was a gift.

Anonymous wrote:Yet another reminder that our parents never have, and never will, give us a cent for anything. And how nice it would have been if they had.

So jealous of those of you who benefitted from that. We plan to do the same for our child as the debt of an education can be absolutely crippling, and prevent wealth accumulation (e.g., saving, buying a house, investing).

I absolutely hate posts like this. Totally ungrateful and entitled.

Anonymous wrote:Yet another reminder that our parents never have, and never will, give us a cent for anything. And how nice it would have been if they had.

So jealous of those of you who benefitted from that. We plan to do the same for our child as the debt of an education can be absolutely crippling, and prevent wealth accumulation (e.g., saving, buying a house, investing).

This is great...but then at least give OP some advice. I guess the advice would be that OP gets a lucrative side-hustle or a 2nd job so that they can pay for their kid's grad school.

I guess I am lucky that my own kids are quite practical with respect to grad school. If one pursues, it will be a STEM PhD and even they already know it will be fully-funded by the PhD program and it is in a very hot STEM field where grad students can make a decent amount of $$$s working for sponsor companies. The other sees lots of under-employed people with graduate degrees (including professional graduate degrees) in addition to others doing well...however, they recognize the value of going into the workforce for several years (and maybe never turning back) before pursuing graduate school that they expect to pay for themselves.

Yet another reminder that our parents never have, and never will, give us a cent for anything. And how nice it would have been if they had.

So jealous of those of you who benefitted from that. We plan to do the same for our child as the debt of an education can be absolutely crippling, and prevent wealth accumulation (e.g., saving, buying a house, investing).

We (parents) paid for one kid's pharmacy school and paying for another kid's medical school. No loans but it's been hard.