Anonymous
Post 08/23/2023 17:38     Subject: Spin off from "One Spouse Retires Early" thread
Anonymous wrote:OP is incredibly frustrating.


How so?
Anonymous
Post 08/23/2023 17:08     Subject: Spin off from "One Spouse Retires Early" thread
Your spending must be out of control if you don’t have enough saved on that income.
Anonymous
Post 08/23/2023 16:37     Subject: Re:Spin off from "One Spouse Retires Early" thread
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:if your DH is going to do all the house stuff, grocery and cooking, deal with all the bills, etc.. basically be a sahh, so you can just focus on work and not think about anything else, sure.

But, I have a feeling that is not his plan.


Nobody is going to change their life at 70 fing years old, stop being daft.

I know. Is OP ready for that? More than likely, OP's DH will have more time on their hands and will bug OP to take more time off, leave work early, and basically be a PIA at home.


Ready for what, she's been doing this for 30+ years. GMAFB, this is their relationship. The question is about money not their relationship.

FFS, the dude is 70, of course he is retiring. Don't marry an older dude if you don't want him to retire earlier.

The reality they don't need more money.
Anonymous
Post 08/23/2023 16:24     Subject: Re:Spin off from "One Spouse Retires Early" thread
Anonymous wrote:
Anonymous wrote:if your DH is going to do all the house stuff, grocery and cooking, deal with all the bills, etc.. basically be a sahh, so you can just focus on work and not think about anything else, sure.

But, I have a feeling that is not his plan.


Nobody is going to change their life at 70 fing years old, stop being daft.

I know. Is OP ready for that? More than likely, OP's DH will have more time on their hands and will bug OP to take more time off, leave work early, and basically be a PIA at home.
Anonymous
Post 08/23/2023 16:20     Subject: Spin off from "One Spouse Retires Early" thread
OP is incredibly frustrating.
Anonymous
Post 08/23/2023 16:19     Subject: Spin off from "One Spouse Retires Early" thread
Anonymous wrote:Once he retires, insist that he do all of the unpaid labor you have been doing. Give him six months. If, by then, he isn't doing almost all of it, quit your job. Tell him that this is a preferable option to divorcing him.


How do you people exist in the world.
Anonymous
Post 08/23/2023 15:55     Subject: Spin off from "One Spouse Retires Early" thread
Once he retires, insist that he do all of the unpaid labor you have been doing. Give him six months. If, by then, he isn't doing almost all of it, quit your job. Tell him that this is a preferable option to divorcing him.
Anonymous
Post 08/23/2023 15:52     Subject: Spin off from "One Spouse Retires Early" thread
Anonymous wrote:You both sound selfish


You sound insane.
Anonymous
Post 08/23/2023 15:51     Subject: Spin off from "One Spouse Retires Early" thread
You both sound selfish
Anonymous
Post 08/23/2023 15:46     Subject: Re:Spin off from "One Spouse Retires Early" thread
Anonymous wrote:if your DH is going to do all the house stuff, grocery and cooking, deal with all the bills, etc.. basically be a sahh, so you can just focus on work and not think about anything else, sure.

But, I have a feeling that is not his plan.


Nobody is going to change their life at 70 fing years old, stop being daft.
Anonymous
Post 08/23/2023 15:45     Subject: Spin off from "One Spouse Retires Early" thread
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:If you make 1/4 of HHI (200k) that means he brings in 600k? Obviously, it's no brainer that you will be better off financially if you continue to work. You haven't told us anything about your assets/net worth. If you want to retire, I'd say just retire. Why do you need to justify to your DH??


I make $200K/year. if I retire at 58 I make $9K/mth, if i don't retire I make $11, so I essentially make $2K/mth... so not it's not obvious that they are "better off financially".


Are you a Fed under FERS? You are definitely better off financially if you continue to work because if you retire pension is 9k, if you keep working your gross pay is 16.7k per month. 11k means pension amount if you delay until 62?


It's 24K/year so not im not better off financially. It's chump change.
Anonymous
Post 08/23/2023 15:41     Subject: Spin off from "One Spouse Retires Early" thread
Anonymous wrote:I don't want to hijack the other thread but have a similar question.

DH is 10 years older and plans to retire at 70. I will be 60 and want to retire at the same time he does.

I have worked fulltime for all but a few years of our 23 marriage and earn over $200K

He makes 3/4 of our income."

Should i retire now or wait 3 years.


I've deleted all your emotions it's all irrelevant.

Financial Planner will always tell you to work more, define what you can't/can do if you retire at 60.

How much will you have /mth if you retire at 60 vs 64.

How do you pay for health insurance?
Anonymous
Post 08/23/2023 15:39     Subject: Spin off from "One Spouse Retires Early" thread
Anonymous wrote:
Anonymous wrote:If you make 1/4 of HHI (200k) that means he brings in 600k? Obviously, it's no brainer that you will be better off financially if you continue to work. You haven't told us anything about your assets/net worth. If you want to retire, I'd say just retire. Why do you need to justify to your DH??


I make $200K/year. if I retire at 58 I make $9K/mth, if i don't retire I make $11, so I essentially make $2K/mth... so not it's not obvious that they are "better off financially".


Are you a Fed under FERS? You are definitely better off financially if you continue to work because if you retire pension is 9k, if you keep working your gross pay is 16.7k per month. 11k means pension amount if you delay until 62?
Anonymous
Post 08/23/2023 15:35     Subject: Re:Spin off from "One Spouse Retires Early" thread
if your DH is going to do all the house stuff, grocery and cooking, deal with all the bills, etc.. basically be a sahh, so you can just focus on work and not think about anything else, sure.

But, I have a feeling that is not his plan.
Anonymous
Post 08/23/2023 15:33     Subject: Spin off from "One Spouse Retires Early" thread
Anonymous wrote:If you make 1/4 of HHI (200k) that means he brings in 600k? Obviously, it's no brainer that you will be better off financially if you continue to work. You haven't told us anything about your assets/net worth. If you want to retire, I'd say just retire. Why do you need to justify to your DH??


I make $200K/year. if I retire at 58 I make $9K/mth, if i don't retire I make $11, so I essentially make $2K/mth... so not it's not obvious that they are "better off financially".