Anonymous
Post 07/10/2023 15:59     Subject: If your HHI is $250-300k, what is your PITI?
$4,250, HHI $275K but I lost my job last year and we experienced $65K reduction in permanent income. It's a little tight but we're making it work.
Anonymous
Post 07/10/2023 15:49     Subject: If your HHI is $250-300k, what is your PITI?
$3600 on a 15 year. But we bought in 2013 and refinanced to 2.5%.
Anonymous
Post 07/10/2023 15:39     Subject: If your HHI is $250-300k, what is your PITI?
Anonymous wrote:
Anonymous wrote:HHI $250K, PITI $1800

We bought a close-in fixer upper in 2011.


Did you fixer up?



Yes we did! She’s about 86% fixered-up. And we could definitely not afford our neighborhood today.
Anonymous
Post 07/10/2023 15:36     Subject: If your HHI is $250-300k, what is your PITI?
Anonymous wrote:Is everyone putting 20% down with these numbers?


We put down under 20% (maybe 15%?) and paid a PMI for a year or two until equity in our gentrifying neighborhood increased enough to remove it. Was NBD.
Anonymous
Post 07/10/2023 15:34     Subject: If your HHI is $250-300k, what is your PITI?
HHI is $285,000.

PIIT is $2,500 on our primary home, plus $1,400 for our condo at the beach
Anonymous
Post 07/10/2023 15:31     Subject: If your HHI is $250-300k, what is your PITI?
Anonymous wrote:Is everyone putting 20% down with these numbers?


I think I put 25% down and bought in 2013 with a 3.6 rate. I don’t think I could afford to live in my neighborhood now.
Anonymous
Post 07/10/2023 15:25     Subject: Re:If your HHI is $250-300k, what is your PITI?
Anonymous wrote:How much extra P have people been paying? I know some with rates in the 2s-4s are probably not paying additional amounts at all unless they are debt averse.


None, our mortgage rate is 2.7%. Why would we?
Anonymous
Post 07/10/2023 15:14     Subject: If your HHI is $250-300k, what is your PITI?
Is everyone putting 20% down with these numbers?
Anonymous
Post 07/10/2023 15:14     Subject: If your HHI is $250-300k, what is your PITI?
Anonymous wrote:HHI $250K, PITI $1800

We bought a close-in fixer upper in 2011.


Did you fixer up?

Anonymous
Post 07/10/2023 15:10     Subject: If your HHI is $250-300k, what is your PITI?
$3700
Anonymous
Post 07/10/2023 14:31     Subject: If your HHI is $250-300k, what is your PITI?
Anonymous wrote:$2800.


Also, we are paying nothing additional in principal. All our extra money is sucked up by kids' college tuition.
Anonymous
Post 07/10/2023 14:28     Subject: If your HHI is $250-300k, what is your PITI?
$2800.
Anonymous
Post 07/10/2023 14:22     Subject: Re:If your HHI is $250-300k, what is your PITI?
Anonymous wrote:How much extra P have people been paying? I know some with rates in the 2s-4s are probably not paying additional amounts at all unless they are debt averse.


I don’t know what extra P means and my rate is about 3.6.

Above - I responded what our standard PITI is - 3,000 (up from 2700 last year). For the past 6 years we’ve been paying an extra $400/week to pay off the mortgage in 15 vs 30 years but I felt that info was extraneous to the initial question.
Anonymous
Post 07/10/2023 14:20     Subject: If your HHI is $250-300k, what is your PITI?
$3076 but we have an apartment in our home that brings in $1200 a month.
Anonymous
Post 07/10/2023 14:18     Subject: If your HHI is $250-300k, what is your PITI?
HHI $250K, PITI $1800

We bought a close-in fixer upper in 2011.