Anonymous
Post 03/27/2023 00:32     Subject: Re:Bank transfers take too long!!
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:SoFi ACH transfers are fast same-day. Submit transfer at 9am and in an external bank at 1pm. Marcus is fast too - same day.

Ally and Schwab take a day. Unacceptable.


Isn’t Ally a foreign bank? Like Hong Kong based? Could be a time zone/international regulatory thing


Are you too stupid to look up Ally or are you too stupid to know that Utah is in the United States.


Are you serious??? A simple google search tells you Ally is in Detroit, Michigan, used to be GMAC the financing arm of General Motors. Are you actually accusing someone else of being stupid?


Ally Bank is headquartered in Utah. Not Hong Kong like PP claimed.
Anonymous
Post 03/26/2023 23:56     Subject: Re:Bank transfers take too long!!
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:SoFi ACH transfers are fast same-day. Submit transfer at 9am and in an external bank at 1pm. Marcus is fast too - same day.

Ally and Schwab take a day. Unacceptable.


Isn’t Ally a foreign bank? Like Hong Kong based? Could be a time zone/international regulatory thing


Are you too stupid to look up Ally or are you too stupid to know that Utah is in the United States.


Are you serious??? A simple google search tells you Ally is in Detroit, Michigan, used to be GMAC the financing arm of General Motors. Are you actually accusing someone else of being stupid?
Anonymous
Post 03/26/2023 22:59     Subject: Re:Bank transfers take too long!!
Anonymous wrote:SoFi ACH transfers are fast same-day. Submit transfer at 9am and in an external bank at 1pm. Marcus is fast too - same day.

Ally and Schwab take a day. Unacceptable.


Marcus is not fast. It took my transfer three business day to WF.
Anonymous
Post 03/26/2023 22:09     Subject: Bank transfers take too long!!
The worst was rolling over a 401k to another account. They had to send a check by snail mail (from bank to bank).
Anonymous
Post 03/26/2023 22:04     Subject: Bank transfers take too long!!
I have wondered why the heck it takes so long. I transfer between Wells Fargo and Capital One/ Ally and it takes 3+ days.

I figured they're all just making money on my money in the middle of it, when I'm not being paid interest.
Anonymous
Post 03/26/2023 21:59     Subject: Re:Bank transfers take too long!!
A recent transfer from USAA to my Capitol One account took 4 business days.
Anonymous
Post 03/25/2023 23:42     Subject: Re:Bank transfers take too long!!
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:SoFi ACH transfers are fast same-day. Submit transfer at 9am and in an external bank at 1pm. Marcus is fast too - same day.

Ally and Schwab take a day. Unacceptable.


Isn’t Ally a foreign bank? Like Hong Kong based? Could be a time zone/international regulatory thing


No Ally is based in Detroit— it started as the financing arm of General Motors


By Detroit, you mean Utah?
Anonymous
Post 03/25/2023 23:41     Subject: Re:Bank transfers take too long!!
Anonymous wrote:
Anonymous wrote:SoFi ACH transfers are fast same-day. Submit transfer at 9am and in an external bank at 1pm. Marcus is fast too - same day.

Ally and Schwab take a day. Unacceptable.


Isn’t Ally a foreign bank? Like Hong Kong based? Could be a time zone/international regulatory thing


Are you too stupid to look up Ally or are you too stupid to know that Utah is in the United States.
Anonymous
Post 03/25/2023 11:21     Subject: Re:Bank transfers take too long!!
We keep most of our money in a HYSA but also have some in a savings account in the local account where we have our checking in case of a lump expense. Transfers at the same bank are instant.
Anonymous
Post 03/25/2023 09:35     Subject: Bank transfers take too long!!
Wire transfers are fast but have a fee, ACH is slower. In my experience most banks get it in about 3 days. Some offer a faster 1 day turnaround, you may need to shop banks if this is important to you.