I’m surprised that all of these numbers seem to exclude all of the required testing before starting a cycle, which can be well over $5k.

No insurance mini ivf was $25k at GW

Im in the dc area but used CNY, they work well with travel patients and it is much cheaper (maybe 8-9k for one round including drugs).

Insurance coverage on IVF depends on state the plan is in. I worked in DC and had a plan from work but it did not cover IVF. I luckily live in MD and was able to get my own plan from MD. MD insurance covers portions of IVF. It does not cover cyropreservation, storage or PGT testing. While I had to pay a deducible for my medication, it was thousands less than if I were to have DC plan (which did not cover it at all). I did three cycles totaling about $17,000. If I did not do the PGT-A testing, it would of cost me about $9,000.

I went to Europe. It’s much cheaper. My entire trip was less than just the drugs here. I would 100% recommend Europe (Spain or Czech Republic, especially Zlin) if you are doing donor egg. Same results for so much less. If you are a difficult case (older, poor egg quality) and only want to use your own eggs, then scrape together what you can and go to the Hail Mary clinics from the start (Lone Tree, CO CCRM or Dr. Davis@Cornell). GL!