Anonymous
Post 01/21/2023 17:10     Subject: Best tips for saving money
I really like the suze orman "needs vs wants". Ex- all my underwear has holes so I NEED to buy more vs I could do fine without but I really WANT a Starbucks coffee etc. When you frame any purchase with that mindset, you will really start saving a lot of money.
Anonymous
Post 01/21/2023 16:47     Subject: Best tips for saving money
I really don't get it when women at nail salon and men at bar complain about being broke and in debt. Priorities!!!
Anonymous
Post 01/21/2023 16:44     Subject: Best tips for saving money
Just by cutting tv subscriptions, coffee, alcohol, manicures, new clothing, you can save a lot.

Best advice i ever got was to only buy what i can afford and pay off credit card bill as a utility bill, zero balance. You've to learn to fight instant gratification, if you want something, wait and save to pay cash.
Anonymous
Post 01/21/2023 15:09     Subject: Re:Best tips for saving money
Anonymous wrote:
Anonymous wrote:I'm cutting out Amazon because its way too easy to buy something I don't really need. Yes they have good deals on there, but I think the impulse purchases end up offsetting any savings for other things. I think the same thing about Costco.


Get some therapy to figure out why you need to buy things you don't need. It's probably something in your childhood that you are not even aware of.

You need to stop it. https://www.youtube.com/watch?v=Ow0lr63y4Mw


DP. No PP does not need therapy. It’s normal to buy things you don’t need but enjoy or make life easier. You just have to pick the things that really add value.
Anonymous
Post 01/21/2023 12:31     Subject: Best tips for saving money
Anonymous wrote:Make a meal plan every week that includes lunches if you go to work. Plan on things like a roast chicken on Sunday that becomes part of a salad, then enchiladas and then soup later in the week. Plan for something for every night to avoid mindless takeout or going out - unless it's an actual treat. If you drink coffee or tea, take it to work with you.


And make sure you have a plan for back up pantry/freezer/no apologies meal. Even if it’s just tuna noodle casserole with frozen peas or air fryer nuggets and carrot sticks it’s still cheaper and healthier than take out.
Anonymous
Post 01/21/2023 12:18     Subject: Best tips for saving money
Make a meal plan every week that includes lunches if you go to work. Plan on things like a roast chicken on Sunday that becomes part of a salad, then enchiladas and then soup later in the week. Plan for something for every night to avoid mindless takeout or going out - unless it's an actual treat. If you drink coffee or tea, take it to work with you.
Anonymous
Post 01/20/2023 22:14     Subject: Re:Best tips for saving money
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I'm cutting out Amazon because its way too easy to buy something I don't really need. Yes they have good deals on there, but I think the impulse purchases end up offsetting any savings for other things. I think the same thing about Costco.


Get some therapy to figure out why you need to buy things you don't need. It's probably something in your childhood that you are not even aware of.

You need to stop it. https://www.youtube.com/watch?v=Ow0lr63y4Mw


Or I am just susceptible to the nonstop marketing that is pushed on me on facebook and instagram. I don't think I need to pay for therapy to figure out why I am spending a lot of money on Amazon, I just need to make a conscious decision to cut out useless spending. Changing my weekly grocery shopping from Harris Teeter to Aldi and cutting out Amazon has made a big difference so far!


That's right, you need to STOP IT.
Anonymous
Post 01/20/2023 21:31     Subject: Re:Best tips for saving money
Anonymous wrote:When you think you need something, write it on a list instead of automatically buying it. This is things like kitchen items or new towels or whatever. It might help you realize they are really wants, and then you can pick the ones that you will enjoy the most when you have some money to spend. Or budget a certain amount per month for things on the list. Some things end up falling off.

Example: I "needed" a new toaster oven a few years ago because the old one died, but the two things I made in it can also be made in the oven and I haven't spent that money.


^^I am also not a Prime member. I buy a few things on Amazon without Prime. 7 orders in the past 12 months and two of those were tax software.
Anonymous
Post 01/20/2023 21:24     Subject: Re:Best tips for saving money
When you think you need something, write it on a list instead of automatically buying it. This is things like kitchen items or new towels or whatever. It might help you realize they are really wants, and then you can pick the ones that you will enjoy the most when you have some money to spend. Or budget a certain amount per month for things on the list. Some things end up falling off.

Example: I "needed" a new toaster oven a few years ago because the old one died, but the two things I made in it can also be made in the oven and I haven't spent that money.
Anonymous
Post 01/20/2023 21:18     Subject: Best tips for saving money
Anonymous wrote:This year I am really trying to focus on saving as much money as possible. I am aiming to cut out all spending on Amazon and cancelling my Prime subscription, and I am aiming to do most of my grocery shopping at Aldi. What are some other easy to implement ideas that can help maximize savings?


Live below your means
Anonymous
Post 01/20/2023 21:12     Subject: Best tips for saving money
Create theme months. I am having Generic January" this month. I am challenging myself to buy all generic products instead of the name brand to see what can actually be swapped/is comparable. I am pleasantly surprised so far. I am trying to come up with a theme for next month.
Anonymous
Post 01/20/2023 19:44     Subject: Re:Best tips for saving money
I am obsessed with buying water bottles. I buy new hydroflasks, Nalgene etc once a week
Anonymous
Post 01/20/2023 19:38     Subject: Re:Best tips for saving money
After I started paying attention to how much we could save by not giving in to impulse buys and take-out, etc., it made it far more appealing to NOT spend so that I could see those savings grow. Now I kind of hate spending money.
Anonymous
Post 01/20/2023 19:29     Subject: Best tips for saving money
To the PP who asked about my verizon account. I called and told them I was going to leave and go to another carrier and suddenly my bill was $30 less a month.
Anonymous
Post 01/20/2023 18:42     Subject: Re:Best tips for saving money
Anonymous wrote:
Anonymous wrote:I'm cutting out Amazon because its way too easy to buy something I don't really need. Yes they have good deals on there, but I think the impulse purchases end up offsetting any savings for other things. I think the same thing about Costco.


Get some therapy to figure out why you need to buy things you don't need. It's probably something in your childhood that you are not even aware of.

You need to stop it. https://www.youtube.com/watch?v=Ow0lr63y4Mw


Or I am just susceptible to the nonstop marketing that is pushed on me on facebook and instagram. I don't think I need to pay for therapy to figure out why I am spending a lot of money on Amazon, I just need to make a conscious decision to cut out useless spending. Changing my weekly grocery shopping from Harris Teeter to Aldi and cutting out Amazon has made a big difference so far!