Anonymous wrote:Anonymous wrote:Anonymous wrote:Why isn't your DH offering to stay home? I legitimately don't understand.
You are cute. DH staying home is misery for everyone. SAHD are shunned by the SAHM groups, you can't have playdates because a SAHD and SAHM meeting up midday is SCANDELOUS, working dads assume you have a drinking problem or mental health issue which is why you aren't working, and even the kids notice your family is different. its better to be a family of two dads than have a SAHD with a working mom!
What a totally sexist comment.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:No. DH needs to consider staying home, not you. It’s too much money to give up.
I agree. For us the tipping point in HHI was ~$200k, and that was 5 years ago. After that, we didn't have to worry about paying for our modest lifestyle. Even though you don't have a mortgage, my guess is you're used to living a lot more freely and luxuriously than we do. Your kids are also young and you don't know what kind of expenses are on the horizon.
Honestly I think your best bet is to get a more flexible job for slightly less salary. You'll still be financially comfortable but you won't feel as stressed out.
+1 I became a sahp which cut our HHI in half, but OP's situation would be income cut more than by half.
I don't regret quitting even though it killed my career trajectory. Like OP, life was just too stressful, mostly for me. I did not feel I was being a good parent, wife or worker (though my manager told me even my half effort was more than most of my peers' full efforts).
Or your DH should quite.
Do you really think you can be happy living on $150K after living on $400K? When I quit, we moved to a much lcol, reduced our mortgage by more than half, cut out the daycare/nanny. We lived on $140K after we moved and I quit, and it was tight. We did have savings, but it was still really tight. No room for much extras. But this only lasted a year or so.
OP isn't going from 400k to 150k, she;s going from 600k to 150k which is a HUGE drop.
Anonymous wrote:Anonymous wrote:Why can't your DH make more money?
Can you just scale back on your current job for a while without actually taking a pay cut? Just say no more often and delegate more. That is what I've done for the past 8 years. I'm not on the track I could be, but I'm still technically full time and I've still got my foot in the door and can ramp up when I need/want to do so.
If he makes $150K, it’s unlikely he can just jump to $500K like that.
Anonymous wrote:Anonymous wrote:Anonymous wrote:No. DH needs to consider staying home, not you. It’s too much money to give up.
I agree. For us the tipping point in HHI was ~$200k, and that was 5 years ago. After that, we didn't have to worry about paying for our modest lifestyle. Even though you don't have a mortgage, my guess is you're used to living a lot more freely and luxuriously than we do. Your kids are also young and you don't know what kind of expenses are on the horizon.
Honestly I think your best bet is to get a more flexible job for slightly less salary. You'll still be financially comfortable but you won't feel as stressed out.
+1 I became a sahp which cut our HHI in half, but OP's situation would be income cut more than by half.
I don't regret quitting even though it killed my career trajectory. Like OP, life was just too stressful, mostly for me. I did not feel I was being a good parent, wife or worker (though my manager told me even my half effort was more than most of my peers' full efforts).
Or your DH should quite.
Do you really think you can be happy living on $150K after living on $400K? When I quit, we moved to a much lcol, reduced our mortgage by more than half, cut out the daycare/nanny. We lived on $140K after we moved and I quit, and it was tight. We did have savings, but it was still really tight. No room for much extras. But this only lasted a year or so.
Anonymous wrote:At that income you should have so much saved that you could quit your job for a few years, like until both kids are in school, and then go back to it with barely a hiccup in your lifestyle. You might have to cut back on some things but I'm sure it would be worth it for your new, improved quality of life. I say do it.
Anonymous wrote:Sounds like DH needs to stay home.
Anonymous wrote:Anonymous wrote:Why isn't your DH offering to stay home? I legitimately don't understand.
You are cute. DH staying home is misery for everyone. SAHD are shunned by the SAHM groups, you can't have playdates because a SAHD and SAHM meeting up midday is SCANDELOUS, working dads assume you have a drinking problem or mental health issue which is why you aren't working, and even the kids notice your family is different. its better to be a family of two dads than have a SAHD with a working mom!