Anonymous wrote:Skilled nursing facility is very different from assisted living and is much more expensive btw.
Anonymous wrote:Lots of good advice here but just wanted to say that a 55+ community is very different from assisted living or skilled nursing facility.
OP here
Yes, thanks. I saw that someone upthread had mentioned 55+ so that's why I gave more specifics about my parents situation.
Anonymous wrote:OP, are you and your siblings able to keep an eye on your parent’s finances? Quite frankly, those caregivers don’t sound too good—convincing your Dad to move further away from your brother, etc. You don’t want your Dad to be isolated and then manipulated to cut you all out of the loop regarding his and your mom’s care.
Anonymous wrote:
OP - It is good that you and your brother are on the same page in finding care for your parents. It would seem that a skilled nursing facility will fit the need of your mother now and possibly if it had an assisted living facility with it for your dad now. Then he could move into the nursing part as needed. You and your brother will want to check your parents' finances to have an understanding of what they can afford long-term. Also, to know if their finances were to run out could the second one remain in the facility either as the policy of a "buy-in contract" or if they have Medicaid beds -- if one was available at the time.
Yes, we are in the process of trying to get my brother complete control over the finances. He has power of attorney and has been trying to contact the banks, etc. As recently as a few weeks ago, my dad was emphatically against my brother getting involved or even knowing about the finances, yet he was making huge financial mistakes. One of them I've posted about here on DCUM--he was making donations to political candidates--sometimes over a hundred each day! We still aren't sure of the total amount but by looking it up on this website
https://www.fec.gov/data/receipts/individual-contributions/?two_year_transaction_period=2022&min_date=01%2F01%2F2021&max_date=12%2F31%2F2022
we know it's at least $90,000 in 2022. My dad stopped when my brother found out about it in July--so that's $90k in about 7 months!
Another huge mistake was just last week. My brother was at my dad's new apartment and a "30 day pay or quit" notice was posted on the door! My dad had literally just moved in the week before. Then my dad got a phone call from the property management saying that his rent check had been returned due to "consumer dispute." We (siblings and I) were really confused what this even meant, his bank account had plenty of money in it to cover the rent check, etc. Finally my brother was able to get it out of my (reluctant to admit? Confused? We're not sure.) dad. He had misplaced his checkbook so he called his bank and put a stop payment on the entire book of checks (about 25) including checks he had already written, like the rent check! Of course, he later found his checkbook but didn't call to release the stop payments. So because his very first rent check was a problem, the property management will now require all rent payments be made by cashiers check, not personal check. Obviously, my dad is not capable of going to the bank and doing this--so it's yet another task my brother will have to do for my dad.
There's been a few other issues too--basically it's at point where cleaning up after my Dad's destruction will be almost a full time job in itself.