Anonymous wrote:I would probably pay for therapy, since I think it's worthwhile. Even with a FT job.

same. probably depends on how much they make, household expenses. I think therapy and keeping oneself in good mental order is a good priority.

They need to be in college for you to pay Anything else.....steer your kid towards a job providing benefits....military, union related, full-time with benefits and etc....if they're dead beat and lost, take them off your insurance....only way for them to grow up.

What did your parents do? I feel some of these questions are silly.....

We pay for our college student's medical bills. Technically, at age 20, an adult. And yet, 100% dependent on us for tuition, room and board, etc.

Anonymous wrote:It depends. We won't pay for any "gender affirming" surgery. Almost anything else is negotiable.

Anonymous wrote:Like unreimbursed therapy bills? They are still on my insurance But have their own job.

I don't mind them staying under my insurance until 26, but if they are making money, they will have to pay the bills. I will continue to pay premium

OP it depends

We have helped our young adults on occasion with this.

I'd rather help them then have them say they can not afford to go to a doctor.

One of mine would never ever let me help. My friends all admire that. I do not. There is no reason whatsoever not to ask for help or a medical cost issue.

Anonymous wrote:Like unreimbursed therapy bills? They are still on my insurance But have their own job.

Unless they have a good job, therapy is a luxury they probably can't afford without someone footing the bill

Anonymous wrote:They're on mine and reimburse me for the cost monthly. It's way cheaper that way. If they bought literally the exact same plan as a single individual it would cost them a lot more. I'm all for independence but I hate wasting money!

Same here

my parents kept me on their plan until 26 because it didn't cost them any extra, but I paid any copays or not covered services.

Yes, for now. Our adult child is a grad student, and has insurance through her university. She pays routine copays, but we pick up the cost of her therapy (insurance pays half) and anything else big-ticket. Once she graduates we will revisit.

DC 1 uses company benefits and is totally in their own. DC 2 is in sales and we offered to keep them on our plan for the first year to save a little $$ and it’s not much more for us. We also have both on the phone plan but that’s about it.

If I'm able and he can't, yes.

I would probably pay for therapy, since I think it's worthwhile. Even with a FT job.

Anonymous wrote:Well technically adult is 18 and over. So while I do pay for my son’s medical bills, he is not a fully functioning adult yet.

Same here. I have one technical adult and another one turning 18 soon. We will pay medical bills until they get established in a job with health insurance, whenever that may be. One child is a type 1 diabetic and we will pay her medical bills as long as she needs us to regardless of age. We will also cover anything either are not able to pay.

Anonymous wrote:They're on mine and reimburse me for the cost monthly. It's way cheaper that way. If they bought literally the exact same plan as a single individual it would cost them a lot more. I'm all for independence but I hate wasting money!

If going to have them on your plan, this is better way to do it but still runs up the lifetime amounts if plan has that.