Anonymous wrote:"nut" and "cover your nut" are common terms, people

To "cover your nut" in the US, is a slang term for meeting your financial obligations; the basic bills and obligations that you have to pay.

"You've Got to Know Your 'Monthly Nut'"
https://www.foxbusiness.com/features/youve-got-to-know-your-monthly-nut

No one says that.

Anonymous wrote:How can you bring in less money but continue spending and saving at the same amounts? Where is your money going if not either saving or spending?

+1

OP’s question makes no sense – her income is going to drop by $100,000 but it won’t impact either her spending or saving?

Anonymous wrote:^ Even if you didn’t mean it that way, there are people that think you did!

Many of us don’t.

Anonymous wrote:I covered your mom with my nut…

Dang

What kind of loser husband did you marry

I busta nut

What is a nut?

Do you have kids?

I used to earn 200K+ before I had kids. It was a demanding job and fine as a single person. It was not sustainable being a mom. I now have 3 kids and stay home.

If you don’t have kids, I don’t think it is a big deal to scale back. If you do have kids or plan to have kids, college alone will cost $300k per kid.

I covered your mom with my nut…

Anonymous wrote:You could definitely scale back. But why not keep at the same intensity and work only half of the years you were going to? Retire early.

Not OP but you assume that the value of those later years is equivalent to the value of years now and it probably isn't. You can't get back the time with your kids and you may or may not be as healthy in your 50s as you are now.

You could definitely scale back. But why not keep at the same intensity and work only half of the years you were going to? Retire early.

Op could have made this thread much easier by using a regular word. What is a nut?

Mostly it sounds dumb, given that OP's current costs will not be her future costs.

^ Even if you didn’t mean it that way, there are people that think you did!

Anonymous wrote:

Anonymous wrote:"nut" and "cover your nut" are common terms, people

To "cover your nut" in the US, is a slang term for meeting your financial obligations; the basic bills and obligations that you have to pay.

"You've Got to Know Your 'Monthly Nut'"
https://www.foxbusiness.com/features/youve-got-to-know-your-monthly-nut

Never heard of it. Sounds vulgar. Your increasing medical needs, aging-in-place costs, nursing home, etc, need to be factored in, OP, and that is an area that's really challenging to assess.

In current culture it is vulgar. You “nut”, your “load” is referring to a males ejaculation. It’s a misogynistic term referring to what a man can provide.

Anonymous wrote:"nut" and "cover your nut" are common terms, people

To "cover your nut" in the US, is a slang term for meeting your financial obligations; the basic bills and obligations that you have to pay.

"You've Got to Know Your 'Monthly Nut'"
https://www.foxbusiness.com/features/youve-got-to-know-your-monthly-nut

Never heard of it. Sounds vulgar. Your increasing medical needs, aging-in-place costs, nursing home, etc, need to be factored in, OP, and that is an area that's really challenging to assess.