Anonymous
09/07/2022 20:52
Subject: Re:Adult disappointment regarding wealth
Anonymous wrote:Anonymous wrote:Anonymous wrote:If you're not approaching retirement you have the time to make changes. You could look for more demanding and better-paying work. If you're not presently qualified for roles like that, you may be able to become qualified through additional education or by seeking out specific types of work experiences. You may have to change employers, you may have to relocate, you may need to go back to school.
If you take no action, nothing will change and you'll be moaning about your lack of professional accomplishment and your failure to become wealthy (whatever that means to you) in your 40s, 50s, and beyond. Change takes effort and discipline, and in this case you also need a vision for the future you want which includes an actionable and practical way to get to where you want to be. Just doing what seems easiest or most attractive at the moment is insufficiently strategic - you'll need to map out steps which are reasonably calculated to allow you to reach your goal.
Let’s be real. A lot of doors close when you’re in late 30s…law school to big law, going back for premed / med school, etc.
This is the brutal truth no one wants to talk about.
i roll my eyes when people say it’s never too late. nope, for most people it is too late to change their life.
Yup. My husband's like "if you really wanted to go to med school I support you!" But I'm like "no, I'd need to pay tuition for postbac requirements and med school itself, I'd be out of the full time workforce for years, and you make 60k. Those numbers don't work." Law school at least doesn't have prereqs but the debt is high and I'm not sure I'd make it up in salary at my age. It's not realistic. You can make changes but they're skips, not leaps.
Anonymous
09/07/2022 20:42
Subject: Adult disappointment regarding wealth
Mr. Money Mustache
Anonymous
09/07/2022 20:41
Subject: Adult disappointment regarding wealth
Sidework, second job, it is never too late to make more money.
Anonymous
09/07/2022 20:40
Subject: Adult disappointment regarding wealth
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:I wish I had made different career and educational choices so that I may have had more money in my thirties. When I see peers have high net worths I am green with envy.
How do you deal?
Maybe vote republican next time? Seriously, we’re all 20% poorer under Biden.
Because Republican thieves turned over a messed up government.
Nah, it took your D friends terrible policies to throw a healthy economy into tatters. Just keep printing money, giving away free stuff and expect the tax payers to pick up the tab. Good times!
The first two stimulus payments were under Trump.
Plus Trump appointed Powell, and criticized him constantly for not cutting interest rates *by more*. Imagine what inflation would be today if he had listened to him.
Anonymous
09/07/2022 17:33
Subject: Adult disappointment regarding wealth
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:I wish I had made different career and educational choices so that I may have had more money in my thirties. When I see peers have high net worths I am green with envy.
How do you deal?
Maybe vote republican next time? Seriously, we’re all 20% poorer under Biden.
Because Republican thieves turned over a messed up government.
Nah, it took your D friends terrible policies to throw a healthy economy into tatters. Just keep printing money, giving away free stuff and expect the tax payers to pick up the tab. Good times!
The first two stimulus payments were under Trump.
Anonymous
09/07/2022 17:15
Subject: Adult disappointment regarding wealth
Anonymous wrote:Anonymous wrote:Anonymous wrote:I wish I had made different career and educational choices so that I may have had more money in my thirties. When I see peers have high net worths I am green with envy.
How do you deal?
Maybe vote republican next time? Seriously, we’re all 20% poorer under Biden.
Because Republican thieves turned over a messed up government.
Nah, it took your D friends terrible policies to throw a healthy economy into tatters. Just keep printing money, giving away free stuff and expect the tax payers to pick up the tab. Good times!
Anonymous
09/07/2022 14:19
Subject: Re:Adult disappointment regarding wealth
Anonymous wrote:Anonymous wrote:If you're not approaching retirement you have the time to make changes. You could look for more demanding and better-paying work. If you're not presently qualified for roles like that, you may be able to become qualified through additional education or by seeking out specific types of work experiences. You may have to change employers, you may have to relocate, you may need to go back to school.
If you take no action, nothing will change and you'll be moaning about your lack of professional accomplishment and your failure to become wealthy (whatever that means to you) in your 40s, 50s, and beyond. Change takes effort and discipline, and in this case you also need a vision for the future you want which includes an actionable and practical way to get to where you want to be. Just doing what seems easiest or most attractive at the moment is insufficiently strategic - you'll need to map out steps which are reasonably calculated to allow you to reach your goal.
Let’s be real. A lot of doors close when you’re in late 30s…law school to big law, going back for premed / med school, etc.
This is the brutal truth no one wants to talk about.
i roll my eyes when people say it’s never too late. nope, for most people it is too late to change their life.
Anonymous
09/07/2022 12:24
Subject: Re:Adult disappointment regarding wealth
I wish I didn't have such severe learning disabilities that I nearly committed suicide barely getting through community college and holding my 5 figure office assistant jobs that are too hard for me to understand so I got fired from a lot.
But just like there are people who earn tons more than me, there are people who earn less, and how much money I have doesn't determine my self worth, just what I can afford.
But just like there are people who earn tons more than me, there are people who earn less, and how much money I have doesn't determine my self worth, just what I can afford.
Anonymous
09/07/2022 12:21
Subject: Re:Adult disappointment regarding wealth
Anonymous wrote:Hey OP,
Jealousy doesn’t feel good yet it can show us what we want to work on.
Could you do work on the side to bring in more? Are you saving 20% or more?
I’m a humanities major and eventually found what I love to do. Was laid off during a recession two times. Each time, I found a job earning a lot more so that taught me to keep changing jobs and not stay somewhere 10 years. I also self-taught myself skills in a competitive industry and made a good salary.
Because I read a lot of personal finance, I cut my expenses and saved a LOT. The HR guy asked me if the percentage I wanted to put into my 401k was an error. 🤣😂
You have the power to change, OP.
What skills/ industry?
Anonymous
09/07/2022 12:20
Subject: Re:Adult disappointment regarding wealth
Anonymous wrote:If you're not approaching retirement you have the time to make changes. You could look for more demanding and better-paying work. If you're not presently qualified for roles like that, you may be able to become qualified through additional education or by seeking out specific types of work experiences. You may have to change employers, you may have to relocate, you may need to go back to school.
If you take no action, nothing will change and you'll be moaning about your lack of professional accomplishment and your failure to become wealthy (whatever that means to you) in your 40s, 50s, and beyond. Change takes effort and discipline, and in this case you also need a vision for the future you want which includes an actionable and practical way to get to where you want to be. Just doing what seems easiest or most attractive at the moment is insufficiently strategic - you'll need to map out steps which are reasonably calculated to allow you to reach your goal.
Let’s be real. A lot of doors close when you’re in late 30s…law school to big law, going back for premed / med school, etc.
Anonymous
09/07/2022 09:37
Subject: Adult disappointment regarding wealth
LOL who doesn't want more money? Even high net worth people want more money.
You are totally normal and not doing anything wrong.
You are totally normal and not doing anything wrong.
Anonymous
09/07/2022 09:07
Subject: Adult disappointment regarding wealth
Anonymous wrote:Anonymous wrote:I wish I had made different career and educational choices so that I may have had more money in my thirties. When I see peers have high net worths I am green with envy.
How do you deal?
Maybe vote republican next time? Seriously, we’re all 20% poorer under Biden.
Ah yes - voting Republican will fix it all!
Anonymous
09/07/2022 07:14
Subject: Re:Adult disappointment regarding wealth
Anonymous wrote:Work on the things you have control over. Health, fitness, hobbies. Maybe your friends make more than you, but you can be in better shape and beat them in golf.
OMG you sound like you view life as a competition. OP. If you do this you will never be truly happy.
Cope by looking at what you got right for you and focus on making good decisions that you can make (for you). Invest in yourself in health and finances. And just like compounding interest you will see the results in decades to come. And most of all don't compare yourself. If you must compare take a broader perspective because there will be folks in a worse boat than yours. Don't just look up; look down too. You'll see it's not so bad where you are.
Anonymous
09/07/2022 07:07
Subject: Re:Adult disappointment regarding wealth
Hey OP,
Jealousy doesn’t feel good yet it can show us what we want to work on.
Could you do work on the side to bring in more? Are you saving 20% or more?
I’m a humanities major and eventually found what I love to do. Was laid off during a recession two times. Each time, I found a job earning a lot more so that taught me to keep changing jobs and not stay somewhere 10 years. I also self-taught myself skills in a competitive industry and made a good salary.
Because I read a lot of personal finance, I cut my expenses and saved a LOT. The HR guy asked me if the percentage I wanted to put into my 401k was an error. 🤣😂
You have the power to change, OP.
Jealousy doesn’t feel good yet it can show us what we want to work on.
Could you do work on the side to bring in more? Are you saving 20% or more?
I’m a humanities major and eventually found what I love to do. Was laid off during a recession two times. Each time, I found a job earning a lot more so that taught me to keep changing jobs and not stay somewhere 10 years. I also self-taught myself skills in a competitive industry and made a good salary.
Because I read a lot of personal finance, I cut my expenses and saved a LOT. The HR guy asked me if the percentage I wanted to put into my 401k was an error. 🤣😂
You have the power to change, OP.
Anonymous
09/07/2022 07:01
Subject: Adult disappointment regarding wealth
Anonymous wrote:Anonymous wrote:I wish I had made different career and educational choices so that I may have had more money in my thirties. When I see peers have high net worths I am green with envy.
How do you deal?
Maybe vote republican next time? Seriously, we’re all 20% poorer under Biden.
Because Republican thieves turned over a messed up government.