Anonymous wrote:
Anonymous wrote:These are the greatest probably the greatest posts I see on DCUM.
It would leave you to believe that everyone makes 500k+ and if you don't you are kind of a loser. The lying on these forums is so out of contol. Do you think if you type it out it will become true?
I think they're lying because who the h*ll knows how much they spend without taking an absurd amount of time calculating it for some rando on the internet.
I can only speak for myself, but I know because each year, I prefund certain expenses for the following year. Insurance costs, camp costs, pet expenses, and yes, vacation. We budget $15k, which goes into the vacation account as of January 1, and draw down on it as the year passes. (Next year's budgeted amount is saved in a separate account, and transferred in on January 1.) We may exceed that budget by a few thousand $$ (and in 2020 didn't spend it all, for obvious reasons), but that's a good estimate.
The real question is, why *don't* you have a budget for a discretionary expense like this? If you really have no idea what you spend each year on travel, that seems like a problem, particularly at a lower HHI.