Anonymous
01/22/2013 14:35
Subject: Re:I am X years old and have X saved in a retirement fund
Anonymous wrote:Anonymous wrote:Anonymous wrote:both 35 years old
HHI: $200k
401(k) and Roth IRA Husband: 110k
401(k) and Roth IRA Wife: 70k
No child
My advice, not that you asked, is to get aggressive on saving now. No child and $200K income? You should be able to save $100,000 a year. Do it now before kids mess your plans up.
Taxes will eat up a huge amount, no way you can save 100k unless you are living like a graduate student. And maybe they don't want kids.
Meh. I make $230K, have two kids, a $3,200 a month nanny and save $70K a year. $100K a year would be ballpark doable with no kids and no nanny.
Anonymous
01/22/2013 10:22
Subject: Re:I am X years old and have X saved in a retirement fund
Anonymous wrote:Anonymous wrote:both 35 years old
HHI: $200k
401(k) and Roth IRA Husband: 110k
401(k) and Roth IRA Wife: 70k
No child
My advice, not that you asked, is to get aggressive on saving now. No child and $200K income? You should be able to save $100,000 a year. Do it now before kids mess your plans up.
Taxes will eat up a huge amount, no way you can save 100k unless you are living like a graduate student. And maybe they don't want kids.
Anonymous
01/21/2013 22:01
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:45 - ~1,150,000 in 401K's/funds between wife and myself.
~300,000 in cash reserves (thinking about new home)
~325,000 in home equity.
HHI ~320K, but it has jumped up a lot recently. One kid. At this point we're saving ~120K a year.
Impressed.
Anonymous
01/21/2013 20:50
Subject: I am X years old and have X saved in a retirement fund
45 - ~1,150,000 in 401K's/funds between wife and myself.
~300,000 in cash reserves (thinking about new home)
~325,000 in home equity.
HHI ~320K, but it has jumped up a lot recently. One kid. At this point we're saving ~120K a year.
~300,000 in cash reserves (thinking about new home)
~325,000 in home equity.
HHI ~320K, but it has jumped up a lot recently. One kid. At this point we're saving ~120K a year.
Anonymous
01/21/2013 00:06
Subject: I am X years old and have X saved in a retirement fund
41 and $208k. But I lost my job two years ago and recently became employed again so now I can resume saving.
Anonymous
01/19/2013 09:38
Subject: I am X years old and have X saved in a retirement fund
Age: 29, unmarried
HHI: 68K
Retirement: 73K (TSP + Roth IRA)
Have a pension
Kid(s): 1
Will likely double contributions later this year
HHI: 68K
Retirement: 73K (TSP + Roth IRA)
Have a pension
Kid(s): 1
Will likely double contributions later this year
Anonymous
01/18/2013 21:41
Subject: I am X years old and have X saved in a retirement fund
42, $270,000 401k
Income - $220,000
Husband- $50k, minimal income
$300k random savings
Income - $220,000
Husband- $50k, minimal income
$300k random savings
Anonymous
01/18/2013 18:25
Subject: I am X years old and have X saved in a retirement fund
I can't wait for my next promotion... I get access to a deferred comp plan whereby I can put 100% on my salary into it. Plus company matches on top.
Anonymous
01/18/2013 18:19
Subject: I am X years old and have X saved in a retirement fund
Me--36--$200k plus pension
DH-37 --$330k plus pension.
DH-37 --$330k plus pension.
Anonymous
01/18/2013 18:14
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:45 yo. About $250,000 in retirement. But we have two real pensions as well. Still, we know we need to save more.
What do you mean by "real" pensions? Do you mean Defined Benefit pensions (the promise of future monthly payments)?
What about Defined Contribution pensions (your money matched now by employer invested for future)?
Anonymous
01/18/2013 12:22
Subject: I am X years old and have X saved in a retirement fund
Anonymous wrote:45 yo. About $250,000 in retirement. But we have two real pensions as well. Still, we know we need to save more.
Envy! I wish I had pensions.
Anonymous
01/18/2013 12:10
Subject: I am X years old and have X saved in a retirement fund
45 yo. About $250,000 in retirement. But we have two real pensions as well. Still, we know we need to save more.
Anonymous
01/18/2013 10:32
Subject: I am X years old and have X saved in a retirement fund
Me: 34 yrs old. ~100K in TSP + IRAs
DH: 34 yrs and about 75K since his TSP is less than mine since I've been w/ the gov't longer
Toghether have a total of ~200K invested outside of that
HHI 200K
Pregnant with first (and most likely only) child.
DH: 34 yrs and about 75K since his TSP is less than mine since I've been w/ the gov't longer
Toghether have a total of ~200K invested outside of that
HHI 200K
Pregnant with first (and most likely only) child.
Anonymous
01/17/2013 12:42
Subject: Re:I am X years old and have X saved in a retirement fund
Anonymous wrote:both 35 years old
HHI: $200k
401(k) and Roth IRA Husband: 110k
401(k) and Roth IRA Wife: 70k
No child
My advice, not that you asked, is to get aggressive on saving now. No child and $200K income? You should be able to save $100,000 a year. Do it now before kids mess your plans up.
Anonymous
01/17/2013 11:49
Subject: Re:I am X years old and have X saved in a retirement fund
both 35 years old
HHI: $200k
401(k) and Roth IRA Husband: 110k
401(k) and Roth IRA Wife: 70k
No child
HHI: $200k
401(k) and Roth IRA Husband: 110k
401(k) and Roth IRA Wife: 70k
No child