Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

am very interested in what industry is paying a 28 year old enough to accumulate $1 million net worth.

Both of my kids are over $1M net worth self made ages 26 ($4M) and 28 ($1M). They had no college debt, are engineers for big tech with signing bonuses and $200k+ 4 year vesting schedule stock grants just before AI growth, one in a mag 7 and the other in a company that has led S&P growth the past 2+ years. Total comp excluding stock is ~$200k annnual and they are savers. Good fortune, no doubt, but also hard workers through school, college, and new careers.

200k x 4 = 800k —> 4M ?

Troll better you turd.

If it’s NVIDIA yes. Anything else it doesn’t make sense. Entry level employees aren’t getting $200K RSUs / year for Eng roles at those companies either. It’s closer to $75-100K annual RSUs and base comp is more like $150-200K.

I’m the PP. It’s Palantir.

Nice. Idk why you’d lie about entry level SWE comp which is easily verifiable via Levels FYI.

Entry level SWEs at Palantir start at $150K ish and stock is $50K / year before gains.

So their total stock grant was $200K for 4 years, not $800K for 4 years.

So their total NW on Palantir stock is $1 - 1.2 before tax. Not $4.

PP - That’s assuming their grant was priced around $30 / share which was the 2020/2021 value. So yeah this was fun to verify in real time someone full of crap on here and overestimating NW by $3M…. Wowzers

You people are morons. Their stock was between $6 and $8 in 2022-2023, and $200k of grants at $7.50/share is $4.45 million at today’s price. And total comp includes salary, benefits and bonus.

Anonymous wrote:

Anonymous wrote:How does your student loan repayment factor in?

Not having student loans is the reason I was a millionaire in my thirties. Having a great, free education is the best gift you can give your kids, and it's up to them to make the most of it.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

am very interested in what industry is paying a 28 year old enough to accumulate $1 million net worth.

Both of my kids are over $1M net worth self made ages 26 ($4M) and 28 ($1M). They had no college debt, are engineers for big tech with signing bonuses and $200k+ 4 year vesting schedule stock grants just before AI growth, one in a mag 7 and the other in a company that has led S&P growth the past 2+ years. Total comp excluding stock is ~$200k annnual and they are savers. Good fortune, no doubt, but also hard workers through school, college, and new careers.

200k x 4 = 800k —> 4M ?

Troll better you turd.

If it’s NVIDIA yes. Anything else it doesn’t make sense. Entry level employees aren’t getting $200K RSUs / year for Eng roles at those companies either. It’s closer to $75-100K annual RSUs and base comp is more like $150-200K.

I’m the PP. It’s Palantir.

Nice. Idk why you’d lie about entry level SWE comp which is easily verifiable via Levels FYI.

Entry level SWEs at Palantir start at $150K ish and stock is $50K / year before gains.

So their total stock grant was $200K for 4 years, not $800K for 4 years.

So their total NW on Palantir stock is $1 - 1.2 before tax. Not $4.

PP - That’s assuming their grant was priced around $30 / share which was the 2020/2021 value. So yeah this was fun to verify in real time someone full of crap on here and overestimating NW by $3M…. Wowzers

Anonymous wrote:

Anonymous wrote:How does your student loan repayment factor in?

Not having student loans is the reason I was a millionaire in my thirties. Having a great, free education is the best gift you can give your kids, and it's up to them to make the most of it.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

am very interested in what industry is paying a 28 year old enough to accumulate $1 million net worth.

Both of my kids are over $1M net worth self made ages 26 ($4M) and 28 ($1M). They had no college debt, are engineers for big tech with signing bonuses and $200k+ 4 year vesting schedule stock grants just before AI growth, one in a mag 7 and the other in a company that has led S&P growth the past 2+ years. Total comp excluding stock is ~$200k annnual and they are savers. Good fortune, no doubt, but also hard workers through school, college, and new careers.

200k x 4 = 800k —> 4M ?

Troll better you turd.

If it’s NVIDIA yes. Anything else it doesn’t make sense. Entry level employees aren’t getting $200K RSUs / year for Eng roles at those companies either. It’s closer to $75-100K annual RSUs and base comp is more like $150-200K.

I’m the PP. It’s Palantir.

Nice. Idk why you’d lie about entry level SWE comp which is easily verifiable via Levels FYI.

Entry level SWEs at Palantir start at $150K ish and stock is $50K / year before gains.

So their total stock grant was $200K for 4 years, not $800K for 4 years.

So their total NW on Palantir stock is $1 - 1.2 before tax. Not $4.

Anonymous wrote:PPl should also have to say whether they inherited any money.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

am very interested in what industry is paying a 28 year old enough to accumulate $1 million net worth.

Both of my kids are over $1M net worth self made ages 26 ($4M) and 28 ($1M). They had no college debt, are engineers for big tech with signing bonuses and $200k+ 4 year vesting schedule stock grants just before AI growth, one in a mag 7 and the other in a company that has led S&P growth the past 2+ years. Total comp excluding stock is ~$200k annnual and they are savers. Good fortune, no doubt, but also hard workers through school, college, and new careers.

200k x 4 = 800k —> 4M ?

Troll better you turd.

If it’s NVIDIA yes. Anything else it doesn’t make sense. Entry level employees aren’t getting $200K RSUs / year for Eng roles at those companies either. It’s closer to $75-100K annual RSUs and base comp is more like $150-200K.

I’m the PP. It’s Palantir.

Anonymous wrote:How does your student loan repayment factor in?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

am very interested in what industry is paying a 28 year old enough to accumulate $1 million net worth.

Both of my kids are over $1M net worth self made ages 26 ($4M) and 28 ($1M). They had no college debt, are engineers for big tech with signing bonuses and $200k+ 4 year vesting schedule stock grants just before AI growth, one in a mag 7 and the other in a company that has led S&P growth the past 2+ years. Total comp excluding stock is ~$200k annnual and they are savers. Good fortune, no doubt, but also hard workers through school, college, and new careers.

200k x 4 = 800k —> 4M ?

Troll better you turd.

If it’s NVIDIA yes. Anything else it doesn’t make sense. Entry level employees aren’t getting $200K RSUs / year for Eng roles at those companies either. It’s closer to $75-100K annual RSUs and base comp is more like $150-200K.

I’m the PP. It’s Palantir.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

am very interested in what industry is paying a 28 year old enough to accumulate $1 million net worth.

Both of my kids are over $1M net worth self made ages 26 ($4M) and 28 ($1M). They had no college debt, are engineers for big tech with signing bonuses and $200k+ 4 year vesting schedule stock grants just before AI growth, one in a mag 7 and the other in a company that has led S&P growth the past 2+ years. Total comp excluding stock is ~$200k annnual and they are savers. Good fortune, no doubt, but also hard workers through school, college, and new careers.

200k x 4 = 800k —> 4M ?

Troll better you turd.

If it’s NVIDIA yes. Anything else it doesn’t make sense. Entry level employees aren’t getting $200K RSUs / year for Eng roles at those companies either. It’s closer to $75-100K annual RSUs and base comp is more like $150-200K.

Anonymous wrote:

Anonymous wrote:

am very interested in what industry is paying a 28 year old enough to accumulate $1 million net worth.

Both of my kids are over $1M net worth self made ages 26 ($4M) and 28 ($1M). They had no college debt, are engineers for big tech with signing bonuses and $200k+ 4 year vesting schedule stock grants just before AI growth, one in a mag 7 and the other in a company that has led S&P growth the past 2+ years. Total comp excluding stock is ~$200k annnual and they are savers. Good fortune, no doubt, but also hard workers through school, college, and new careers.

200k x 4 = 800k —> 4M ?

Troll better you turd.

Anonymous wrote:

am very interested in what industry is paying a 28 year old enough to accumulate $1 million net worth.

Both of my kids are over $1M net worth self made ages 26 ($4M) and 28 ($1M). They had no college debt, are engineers for big tech with signing bonuses and $200k+ 4 year vesting schedule stock grants just before AI growth, one in a mag 7 and the other in a company that has led S&P growth the past 2+ years. Total comp excluding stock is ~$200k annnual and they are savers. Good fortune, no doubt, but also hard workers through school, college, and new careers.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Age 39, partner a bit younger. I hit $1M at 28. No inheritance. Our combined NW is $24M now (75/25 split), about 700K in real estate.

The past decade has been a crazy ride of high compensation and market returns. The past few years in particular have seen big returns that makes us worry about a crash.

We've debated retiring early but we have young kids and role modeling having jobs seems important. Also I don't know what we'd do during the day while the kids are at school since all our friends and people in our age group work.

And before anyone asks, yes we're real and yes we live in the DMV.

I am very interested in what industry is paying a 28 year old enough to accumulate $1 million net worth.

DP:
mid 50s now. At age 22, my spouse and I were both making $40-45K. We were CS/Engineering. We paid off $80K in student loan debt in 2 years and saved another $30K for a house downpayment, all while investing for retirement (and getting the company match---our first company matched 6%). By age 30, I was making $100K (including bonus), spouse was making $250K. So yes, even without any stock options, we were worth over $1M by age 30 as a couple. Had we not had student loan debt, we would have another $200K (invested that money and it would have more than doubled in 7-8 years).

However while we were making $80-90K as a couple, we drove older cars (think Sentra/civic level) and our rent was only $1K for a 2 bedroom in Chicago decent suburbia---sure there were nicer apartments, but this was good enough and was nicer than what we lived in for college or grad school, so we did it to save.

So the key is to marry well (that is a choice anyone can make) and live below your means as you save for the future. And then continue to save for kids college and by time they are 10, you are set and can start living much more. Vacations with a 10 and 6 yo are much more meaningful than with a 2 and 6 yo.

Adjusted for inflation $250K in 2000 is $500K today. $100K in 2000 is $200K today.

And your point?

I was an engineer at a large company in Chicago area (back when they had over 200K employees worldwide--most will figure out what company it was). I had my Masters (Because first company required it and paid for it, so heck yeah, I'm getting it) For people in the STEM areas, that was not unusual, and still isn't. You have choices in what you do with your career. I guess I got lucky that math/science was my thing and I was amazing at it. But I also worked hard to advance, get promotions, etc.

But yes, a 30 yo with a BS and MS and 7 years experience would easily be making $200K today (or they should in a major metro area).

And the 2000 sq ft 4 bed/2.5 bath house we bought in 1996 for $200K and sold for $245K in 2001, last sold in 2023 for $475K. In an area with good schools but not Top notch. But I would still send my kids to them without any issues.

So again, not sure of your point? Other than yes, we were a STEM couple so we make more than the average couple. But that's a choice. I know plenty of STEM couples, or one STEM one Nurse (they make $150K+ more if they work weekends/night shifts).
And if we were not able to make that much, we would have lives within our means so we could afford life. As everyone should do.

If you choose a career where you start at $40K (now in 2026) and will top out at $80K, then you have choices. You can choose to marry someone with a better paying career, stay single and go it alone or marry someone with a similar or lesser paying career. Either way the key is to LIVE WITHIN your MEANS. And save early! The living like grad students until we were 28+ allowed us to pay off debt and save well for retirement. an extra $5K into retirement at 24 is worth much more than $15K/year at age 40. Invest early, enjoy life without spending a ton, and you will reap the benefits in your 40s/50s/beyond.