Anonymous
09/12/2025 11:55
Subject: What do you say to someone who asks about how much money you have saved for retirement?
Anonymous wrote:Why would anyone share personal financial information with anyone other than your banker or broker???
Anyone who asks about your money has poor intentions.
men share personal financial info with other men all the time.
Anonymous
09/11/2025 21:28
Subject: What do you say to someone who asks about how much money you have saved for retirement?
Anonymous wrote:If I think someone is genuinely asking because they are trying to get advice, I tell them that I try to follow advice from a reputable source, like Fidelity. Depending on their age, I let them know I started by saving 10% of my income right out of college into my 401k, and gradually increased it every time I got a raise, until I was able to do the IRS maximum. I also recommend them speaking with a Financial planner for more specific, tailored advice.
Great answer
Anonymous
09/11/2025 09:42
Subject: What do you say to someone who asks about how much money you have saved for retirement?
Anonymous wrote:More than you, fool.
Please tell me you say this in a Mr T voice.
Anonymous
09/11/2025 09:32
Subject: What do you say to someone who asks about how much money you have saved for retirement?
If I think someone is genuinely asking because they are trying to get advice, I tell them that I try to follow advice from a reputable source, like Fidelity. Depending on their age, I let them know I started by saving 10% of my income right out of college into my 401k, and gradually increased it every time I got a raise, until I was able to do the IRS maximum. I also recommend them speaking with a Financial planner for more specific, tailored advice.
Anonymous
09/10/2025 12:25
Subject: What do you say to someone who asks about how much money you have saved for retirement?
Anonymous wrote:Anonymous wrote:I'll tell them. Same as if they asked how much money I make or how much I pay for my mortgage, car, or anything else.
The taboo against talking about money is ridiculous and outdated at best and at worst is an intentional method from the ruling classes to divide and conquer in order to prevent workers from realizing they're being underpaid and collectively organize.
You don't realize that nothing positive is going to result from sharing private information. Stop doing that you fool
What a fantastic example of what employers tell people to keep underpaid employees from knowing they're underpaid!
Anonymous
09/10/2025 11:50
Subject: What do you say to someone who asks about how much money you have saved for retirement?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Depends on who is the someone
Who is OK to ask?
A spouse who has separate accounts is ok to ask. DH and I sometimes ask each other. Anyone else would get "enough" or "I hope I have enough" or "why do you ask? Are you planning to fund me?"
Wow, that's one f'ed up conversation to have between DH and DW. What kind of marriage is that??
a great one between two independent adults? i don't have access to my spouses funds and he doesn't have access to mine. we usually touch base on accounts and total net worth annually.
That’s wild. There is no “we” in your marriage. Wonder why you two bothered to get married.
we have some joint accounts to fund our house, kids expenses, etc. but we both had our own funds before we got married and those aren't commingled. we have a great relationship, work together well, and he's a great parent. i don't need to see his credit card bills or bank statements to make a marriage.
Anonymous
09/10/2025 11:02
Subject: What do you say to someone who asks about how much money you have saved for retirement?
Anonymous wrote:Anonymous wrote:I’m a firm believer that talking about money is important, especially for those who don’t come from it. We shouldn’t have to come to a private forum to write out our numbers. If anyone asks me I’ll tell them what I’ve saved and what my pension will give me. Maybe it’s easier because I’m not uber wealthy financially. I would be hopeful a conversation about retirement with my friends mostly in our 40s would do nothing but to motivate others or myself to save and plan more and share ideas on how to build wealth.
For posters saying it’s fodder for gossip that’s a super boring convo, wow - did you know Larla has y amount saved in retirement? I mean where does it go from there?
I'm with you. I want to talk about money, because it gave me my freedom from work. My friends are all tired from work, but they don't see how personal finance can help.
I built a very nice nest egg making minimum wage. I learned to invest at some point and retired in my mid 40s while still making minimum wage. I love to talk about money, but I do run into difficulties, because money seems to be a dirty word.
People want money, but they are not interested in math, economy, markets, retirement accounts, taxes.
I had been homeless and nearly homeless a few times. Money would have fixed that problem for me. I remember counting my money even as a kid. I just never knew I could become a banker or investor as an adult. We didn't even have banks in the old country.
Imagine moving here and discovering that there are books about money. Millionaire Next Door is one of the first ones I read.
My have awesome money skills now. I'm not frugal or cheap, but I do get dopamine from buying a new stock rather than shopping.
I can only have so many couch pillows in my house. There is not maximum amount of stocks I can own.
Money is my hobby and money gave me back my time. I don't have to work the 10-12 hours shifts ever again.
What books do you recommend? How do you research what stocks to buy? My attempts at buying single stocks haven't been great. (Well, I generally picked winners but didn't know when to sell. I held on too long.)
Anonymous
09/10/2025 11:00
Subject: What do you say to someone who asks about how much money you have saved for retirement?
Anonymous wrote:Anonymous wrote:I'll tell them. Same as if they asked how much money I make or how much I pay for my mortgage, car, or anything else.
The taboo against talking about money is ridiculous and outdated at best and at worst is an intentional method from the ruling classes to divide and conquer in order to prevent workers from realizing they're being underpaid and collectively organize.
You don't realize that nothing positive is going to result from sharing private information. Stop doing that you fool
I have shared what I have saved up with several of my coworkers. We all make close to the same amount although most of them have more saved up than I have. (I am single and haven't been at the job as long as they have.) It's helpful to know what is possible, how much to put in our 401k, what options to choose. For those of you with big money, I realize it makes no sense to share. For those of us with more moderate salaries living in this high cost of living area and trying to build a nest egg, it's helpful.
Anonymous
09/09/2025 18:00
Subject: What do you say to someone who asks about how much money you have saved for retirement?
5 million
Anonymous
09/09/2025 13:22
Subject: What do you say to someone who asks about how much money you have saved for retirement?
More than you, fool.
Anonymous
09/09/2025 13:21
Subject: Re:What do you say to someone who asks about how much money you have saved for retirement?
Anonymous wrote:“Why do you ask?” That covers inappropriate questions— and allows me to better understand the goals of someone who genuinely has a need to know this type of information.
No one other than a financial advisor has ever asked me this question.
To add, maybe the issue is one of tone. The first time I say : “Why do you ask?” the tone is one of gentle inquiry— with the stress on “ask”. By the third time I repeat the phrase — stressing “why” and then “you”, my tone would be a lot grittier, and most people would apologize rather than venturing to ask a fourth time.