Anonymous
08/20/2025 17:49
Subject: New Money Diary in DC - $248k/year
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Diarist/OP answered some more questions in a Reddit thread too. https://www.reddit.com/r/MoneyDiariesACTIVE/s/NcMtyc0hp2
The woman seems to lurk everywhere online and comment incessantly re her article to justify her spending. Seems very over the top. I suspect she’s been on this thread too.
She’s 100% been in this thread. Not going to spend the time to find it but she basically verbatim provided the same response on Reddit and on here re the private school tuition (something like the dirty secret is those schools don’t actually want actual poor people cause the parents won’t fit in).
Well she has a lot of time on her hands. That’s well established. I wonder if she was involved in the inn at little Washington bread argument.
She probably was. Whatever. Her need to justify every single decision she’s made is exhausting for the readers and probably for her.
She’s incredibly privileged. Good and lucky for her. Seriously, no shade there. But we don’t need a thesis on why you only have 1 kid or why you get financial aid or why you have fancy bread. You’re not that important (and I’m not either).
Anonymous
08/18/2025 20:17
Subject: New Money Diary in DC - $248k/year
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:So her parents pay her kid’s tuition but they get FA? WTH?
Because they FA is based on their income/assets and not the grandparents. This is common. Middle income parents qualify for the aid, grandparents then pay the bill.
Wealthy people just pay the bill. When you come from lots of money (even if you are downwardly mobile) you’re not turning your financial data over to whomever in the financial aid office. You tell your parents how much it costs and they put that amount in your savings account or you get it from an educational trust. And if you make lots of money you just pay it yourself.
No grandparents write checks directly to the school that way it isn’t taxed and does not count against gift tax exclusion.
If you're going to commit tax fraud it doesn't matter which way you do it.
It’s perfectly legal not fraud whatsoever. No eyebrows raised this is basic/common knowledge among the weathy.
Anonymous
08/18/2025 19:15
Subject: New Money Diary in DC - $248k/year
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Diarist/OP answered some more questions in a Reddit thread too. https://www.reddit.com/r/MoneyDiariesACTIVE/s/NcMtyc0hp2
The woman seems to lurk everywhere online and comment incessantly re her article to justify her spending. Seems very over the top. I suspect she’s been on this thread too.
She’s 100% been in this thread. Not going to spend the time to find it but she basically verbatim provided the same response on Reddit and on here re the private school tuition (something like the dirty secret is those schools don’t actually want actual poor people cause the parents won’t fit in).
Well she has a lot of time on her hands. That’s well established. I wonder if she was involved in the inn at little Washington bread argument.
lol please tell
Anonymous
08/18/2025 18:07
Subject: New Money Diary in DC - $248k/year
Anonymous wrote:Anonymous wrote:Anonymous wrote:Diarist/OP answered some more questions in a Reddit thread too. https://www.reddit.com/r/MoneyDiariesACTIVE/s/NcMtyc0hp2
The woman seems to lurk everywhere online and comment incessantly re her article to justify her spending. Seems very over the top. I suspect she’s been on this thread too.
She’s 100% been in this thread. Not going to spend the time to find it but she basically verbatim provided the same response on Reddit and on here re the private school tuition (something like the dirty secret is those schools don’t actually want actual poor people cause the parents won’t fit in).
Well she has a lot of time on her hands. That’s well established. I wonder if she was involved in the inn at little Washington bread argument.
Anonymous
08/18/2025 11:09
Subject: New Money Diary in DC - $248k/year
Anonymous wrote:Anonymous wrote:Diarist/OP answered some more questions in a Reddit thread too. https://www.reddit.com/r/MoneyDiariesACTIVE/s/NcMtyc0hp2
The woman seems to lurk everywhere online and comment incessantly re her article to justify her spending. Seems very over the top. I suspect she’s been on this thread too.
She’s 100% been in this thread. Not going to spend the time to find it but she basically verbatim provided the same response on Reddit and on here re the private school tuition (something like the dirty secret is those schools don’t actually want actual poor people cause the parents won’t fit in).
Anonymous
08/17/2025 21:59
Subject: New Money Diary in DC - $248k/year
Anonymous wrote:Diarist/OP answered some more questions in a Reddit thread too. https://www.reddit.com/r/MoneyDiariesACTIVE/s/NcMtyc0hp2
The woman seems to lurk everywhere online and comment incessantly re her article to justify her spending. Seems very over the top. I suspect she’s been on this thread too.
Anonymous
08/17/2025 18:12
Subject: New Money Diary in DC - $248k/year
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:So her parents pay her kid’s tuition but they get FA? WTH?
Because they FA is based on their income/assets and not the grandparents. This is common. Middle income parents qualify for the aid, grandparents then pay the bill.
Wealthy people just pay the bill. When you come from lots of money (even if you are downwardly mobile) you’re not turning your financial data over to whomever in the financial aid office. You tell your parents how much it costs and they put that amount in your savings account or you get it from an educational trust. And if you make lots of money you just pay it yourself.
No grandparents write checks directly to the school that way it isn’t taxed and does not count against gift tax exclusion.
If you're going to commit tax fraud it doesn't matter which way you do it.
Anonymous
08/17/2025 17:36
Subject: New Money Diary in DC - $248k/year
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:So her parents pay her kid’s tuition but they get FA? WTH?
Because they FA is based on their income/assets and not the grandparents. This is common. Middle income parents qualify for the aid, grandparents then pay the bill.
Wealthy people just pay the bill. When you come from lots of money (even if you are downwardly mobile) you’re not turning your financial data over to whomever in the financial aid office. You tell your parents how much it costs and they put that amount in your savings account or you get it from an educational trust. And if you make lots of money you just pay it yourself.
No grandparents write checks directly to the school that way it isn’t taxed and does not count against gift tax exclusion.
My IL’s are UHNW (30M+ likely a lot more) and they do it the way I described. They have each taken out a lot of life insurance to cover excess estate taxes. They are rule followers to the extreme and because of their positions would never do anything that would raise eyebrows.
Anonymous
08/17/2025 11:58
Subject: New Money Diary in DC - $248k/year
Anonymous wrote:Anonymous wrote:Anonymous wrote:So her parents pay her kid’s tuition but they get FA? WTH?
Because they FA is based on their income/assets and not the grandparents. This is common. Middle income parents qualify for the aid, grandparents then pay the bill.
Wealthy people just pay the bill. When you come from lots of money (even if you are downwardly mobile) you’re not turning your financial data over to whomever in the financial aid office. You tell your parents how much it costs and they put that amount in your savings account or you get it from an educational trust. And if you make lots of money you just pay it yourself.
No grandparents write checks directly to the school that way it isn’t taxed and does not count against gift tax exclusion.
Anonymous
08/16/2025 18:25
Subject: New Money Diary in DC - $248k/year
Diarist/OP answered some more questions in a Reddit thread too. https://www.reddit.com/r/MoneyDiariesACTIVE/s/NcMtyc0hp2
Anonymous
08/16/2025 18:05
Subject: New Money Diary in DC - $248k/year
Anonymous wrote:We make a similar HHI so I was curious to read this.... I just read 10 pages of comments on the article, and I am surprised that no one picked up on the fact there was no line item for the dog. As someone who is dealing with crazy vet bills for my cat, that has to be factored in...
Good point. My recent vet bill was $400. We pay $125 a week for walkers, $40 a month for heartworm meds, $80 or more a month for food, and add $50/night for dog sitting any time we take vacation.
I guess someone who works from home doesn’t need the walkers but most of the rest of that is unavoidable.
Anonymous
08/16/2025 17:22
Subject: New Money Diary in DC - $248k/year
We make a similar HHI so I was curious to read this.... I just read 10 pages of comments on the article, and I am surprised that no one picked up on the fact there was no line item for the dog. As someone who is dealing with crazy vet bills for my cat, that has to be factored in...
Anonymous
08/11/2025 10:31
Subject: New Money Diary in DC - $248k/year
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:So her parents pay her kid’s tuition but they get FA? WTH?
Because they FA is based on their income/assets and not the grandparents. This is common. Middle income parents qualify for the aid, grandparents then pay the bill.
Wealthy people just pay the bill. When you come from lots of money (even if you are downwardly mobile) you’re not turning your financial data over to whomever in the financial aid office. You tell your parents how much it costs and they put that amount in your savings account or you get it from an educational trust. And if you make lots of money you just pay it yourself.
I mean, I'll be glad to pay for my grandchildren's education, but if my kids can get FA to bring the price tag down, I won't object. Guess I'm not rich enough.
A living example of “money can’t buy class.”
https://youtu.be/kEDvlSAMhQU
Wow that's a perfect of example of someone who is absolutely gorgeous when her mouth is closed.
Anonymous
08/11/2025 10:24
Subject: New Money Diary in DC - $248k/year
Occasional reminder ther refinery29 is a shopping website not a financial planning website.