Anonymous wrote:

Anonymous wrote:Yes, she should help kill the, as fast as possible. It’s her debt too. The longer it takes them both to pay it off the less time they will have for investing. He will eventually start making much more, but by throwing down much more now and not delaying the couple reduces the amount of interest paid.


He will just be forced to pay more later, which means diverting less towards something like a house or investments. That will affect them both too. It’s really a dumb argument because it is couples finances. There’s no such thing as his and her debt, his and her money. It’s all fungible.

And if they get divorced?

Anonymous wrote:Yes, she should help kill the, as fast as possible. It’s her debt too. The longer it takes them both to pay it off the less time they will have for investing. He will eventually start making much more, but by throwing down much more now and not delaying the couple reduces the amount of interest paid.


He will just be forced to pay more later, which means diverting less towards something like a house or investments. That will affect them both too. It’s really a dumb argument because it is couples finances. There’s no such thing as his and her debt, his and her money. It’s all fungible.

Anonymous wrote:

Anonymous wrote:When you’re married, you’re one financial unit. For us, I had $60k in law school loans and one of our first acts as a married couple was to pay it all off from a joint account that had funds from both of us.

Sucks for your spouse. Surprised they married you. You should take care of your own debt.

Anonymous wrote:When you’re married, you’re one financial unit. For us, I had $60k in law school loans and one of our first acts as a married couple was to pay it all off from a joint account that had funds from both of us.

Anonymous wrote:

Anonymous wrote:This is something that should have been discussed before marriage; they are now a financial unit and need to work together -- unless she thinks he is doing this to get his loans paid off and then plans to divorce her. Did they not talk about this before the wedding?

We as a family made very specific choices so she would have zero student debt. I can’t fault her, someone who’s never had student debt, for not gaming out how her future husband would deal with his student debt he racked up before they even met. Student debt is a foreign concept to our daughter. And now she’s feeling uncomfortable that he’s trying to soak her to quickly pay off his ritzy private degrees.

I assume many responses are from people my age. College costs and loans were much more manageable in the 80s and early 90s. Her husband took out a mortgage worth of debt to attend pricy colleges. His debt would be much more manageable had he gone to less expensive public universities as she did. I don’t know how married kids their age are dealing with this, but it feels unfair and almost coercive to anyone in my daughter’s shoes.

Anonymous wrote:I married a dentist with over a hundred grand in student loan debt and 32 years ago. I had no debt. We worked 6 days a week to pay if off. We're a team.

Anonymous wrote:I think he's just trying to financially abuse her. She should NOT pay off his debt.

Anonymous wrote:

Anonymous wrote:This is something that should have been discussed before marriage; they are now a financial unit and need to work together -- unless she thinks he is doing this to get his loans paid off and then plans to divorce her. Did they not talk about this before the wedding?

We as a family made very specific choices so she would have zero student debt. I can’t fault her, someone who’s never had student debt, for not gaming out how her future husband would deal with his student debt he racked up before they even met. Student debt is a foreign concept to our daughter. And now she’s feeling uncomfortable that he’s trying to soak her to quickly pay off his ritzy private degrees.

I assume many responses are from people my age. College costs and loans were much more manageable in the 80s and early 90s. Her husband took out a mortgage worth of debt to attend pricy colleges. His debt would be much more manageable had he gone to less expensive public universities as she did. I don’t know how married kids their age are dealing with this, but it feels unfair and almost coercive to anyone in my daughter’s shoes.