Anonymous wrote:Anonymous wrote:Not one mistake, but a long series of only ever doing “enough” to get by. By all accounts I’m decently successful - own a house, make six figures, college degree, relative financial stability. In reality I do just enough to coast in every aspect of life.
Most people who meet me think I am very smart - and I am, but I never ever put it to use. I spend a lot of time thinking and scheming about how to do the bare minimum (because, lazy) and still look like the brilliant one in any situation. I have a government job in which I work maybe 2 hours a day and run circles around my coworkers.
Bottom line: if I actually tried, who knows where I would be.
Wow, I can relate. I breezed through HS and college with a near perfect GPA and spent most of my time watching TV. I never felt like I really applied myself and often wonder how far I could have gone had I put in more effort. I have major focus problems (undiagnosed ADD?) and feel like a fraud even though I'm highly accomplished and respected in my field.
Anonymous wrote:Sleeping with a male escort. But he was hot
Anonymous wrote:Marrying someone who wasn't right for me.
Anonymous wrote:Anonymous wrote:Not noticing the signs that my husband was clinically depressed before he killed himself.
Same here. Fiance'
Anonymous wrote:Not noticing the signs that my husband was clinically depressed before he killed himself.
Anonymous wrote:Not one mistake, but a long series of only ever doing “enough” to get by. By all accounts I’m decently successful - own a house, make six figures, college degree, relative financial stability. In reality I do just enough to coast in every aspect of life.
Most people who meet me think I am very smart - and I am, but I never ever put it to use. I spend a lot of time thinking and scheming about how to do the bare minimum (because, lazy) and still look like the brilliant one in any situation. I have a government job in which I work maybe 2 hours a day and run circles around my coworkers.
Bottom line: if I actually tried, who knows where I would be.
Also, it will still count against your debt to income ratio, but if you can show proof that you don't pay the mortgage the lender will consider this. At least my ex's lender did.Anonymous wrote:Anonymous wrote:Leaving my marriage without doing anything / making any arrangements or agreements about the house we owned. Years later my credit score is great (I worked so hard, it was in the 500s when I left my ex) but although I desperately want to try to buy my own new home now, I doubt I will ever qualify for a new mortgage since my name is still on the old loan/house, though he pays. It's heartbreaking and I feel like I will pay for this mistake for the rest of my life.
He can refi and get the mortgage in his name.