Anonymous wrote:OP, how are you affording such costs on a 200K HHI. I would ask your friends to pay up ASAP. How many times do friends use your beach house?
Op here.
It's complicated but we did receive some financial assistance with the downpayment of our original home (prior to the beach house inheritance) and had no childcare costs, so we have a low mortgage (around $2k) on $200k HHI and few other expenses. We did receive some liquid cash as part of the inheritance in addition to the beach house so we are in a very good place with a low primary mortgage, no beach house mortgage, no childcare expense anymore (and ever) and college fund in vested account for my child.
I guess some of these responses from people who don't know versus those who do are the most helpful. And trust me, no judgment for those who ask "are the utilities really that much higher?" because until a year ago I would have had no idea either how much 4-5 additional people showering twice a month costs, or how much the outdoor showe is used and costs, how much cleaning there is, and how much the AC skyrockets with the French doors and sliding doors on 2 levels open/ close open/close with multiple people in and out versus just our family versus no one.
I understand the question "how can you even afford this if you are worried about AC and water and cleaning" since that is the general question and concern I had that other people may think or be offended if I asked for professional cleaning costs when they stayed.
And again, this is our first "full" summer (last summer was moving in and logistics) so I am happy for all the different views here to help me figure out what I want to do and potential foibles.