I told you folks. We have not yet hit the market bottom. You CAN time the market. I did.

I will continue to hold G fund until I am ready to jump back in C or I fund. I am guessing it’s a fake pump this morning and red days in the stock market this week. My market timing has played out well so far.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

You have so much to learn - if it was that easy we'd all be rich. Just wait and see (and yes I hate our current state of affairs, but have learned from .com/housing bubble/credit crisis that these are impossible to time correctly). Hope you have figured out the secret, but just giving you a giant warning sign that you haven't.

We are headed for either a massive recession or a Great Depression. You just don’t see it yet. I am so fking glad I screwed around and times this movement when I did. You think the market is flying up in the next few weeks? Do you even read about CPI, Inflation, revised down numbers? It’s you who has a lot to learn.

Normally, in the good old days, I was set it and forget it C fund. Not right now! You have no fking clue how fked things are do you? Fox fan?

Your toast, homie. Emotional investors never win over the long term.

That’s sage advice, but my move to G several weeks ago definitely worked. It wasn’t rocket science. Now I can jump back in C or I whenever. It’s not like the market will stop sliding downward soon. It’s called Buy Low, Sell High. And right now I am hundreds of thousands higher than I would have been.

Amazing, dude is outperforming hedge funds.

DP. I just looked and my TSP is +7% YTD. I rode I fund earlier in the year then switched to G in February. That's an over 13% outperformance to C fund which is -6.68% return YTD. My Fed job is already a second career, maybe I should consider a third career! Really though, it's not hard to read the tea leaves on this one. Maybe I miss "the bottom" but I can afford to wait for a trend confirmation before getting back in.

You were lucky. There were multiple times in the past year that someone could have pulled their money out because of world events.

Yup, just enough confidence to do it again and get smoked LMFAO

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

You have so much to learn - if it was that easy we'd all be rich. Just wait and see (and yes I hate our current state of affairs, but have learned from .com/housing bubble/credit crisis that these are impossible to time correctly). Hope you have figured out the secret, but just giving you a giant warning sign that you haven't.

We are headed for either a massive recession or a Great Depression. You just don’t see it yet. I am so fking glad I screwed around and times this movement when I did. You think the market is flying up in the next few weeks? Do you even read about CPI, Inflation, revised down numbers? It’s you who has a lot to learn.

Normally, in the good old days, I was set it and forget it C fund. Not right now! You have no fking clue how fked things are do you? Fox fan?

Your toast, homie. Emotional investors never win over the long term.

That’s sage advice, but my move to G several weeks ago definitely worked. It wasn’t rocket science. Now I can jump back in C or I whenever. It’s not like the market will stop sliding downward soon. It’s called Buy Low, Sell High. And right now I am hundreds of thousands higher than I would have been.

Amazing, dude is outperforming hedge funds.

DP. I just looked and my TSP is +7% YTD. I rode I fund earlier in the year then switched to G in February. That's an over 13% outperformance to C fund which is -6.68% return YTD. My Fed job is already a second career, maybe I should consider a third career! Really though, it's not hard to read the tea leaves on this one. Maybe I miss "the bottom" but I can afford to wait for a trend confirmation before getting back in.

OP here. Yup. Smart moves.

Are you in the tsp mfw at all? It has some aggressive funds you can’t normally get without a big minimum investment. Things like FSPGX, FSPTX, FTAEX (cheaper vitax/ftec), FPADX, VTIAX,FSELX, fcntx(fcnkx), dodfx (doxfx), vitax…I know the fees are high in the mfw and C and I (now because it tracks a broader index) are great and low fee, but the maintenance fee and trading costs of the window are offset by things by the absolute performance of FSELX. I use it as a hedge. Earlier last year I was in PMPIX which is a leveraged gold fund which rose over 300% in a year. Luckily I am out of that now, because of leverage decay, but that’s one example.

I am still holding FEURX because it holds some bullion and miner stocks and is not leveraged. I am guessing inflation is on the horizon and possibly another gold run later. But then again we could get rate increases not cuts the way things are going.

Even then the future is bleak. I am amazed no one else seems bearish. I guess they just watch Fox and are insulated from reality.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

You have so much to learn - if it was that easy we'd all be rich. Just wait and see (and yes I hate our current state of affairs, but have learned from .com/housing bubble/credit crisis that these are impossible to time correctly). Hope you have figured out the secret, but just giving you a giant warning sign that you haven't.

We are headed for either a massive recession or a Great Depression. You just don’t see it yet. I am so fking glad I screwed around and times this movement when I did. You think the market is flying up in the next few weeks? Do you even read about CPI, Inflation, revised down numbers? It’s you who has a lot to learn.

Normally, in the good old days, I was set it and forget it C fund. Not right now! You have no fking clue how fked things are do you? Fox fan?

Your toast, homie. Emotional investors never win over the long term.

That’s sage advice, but my move to G several weeks ago definitely worked. It wasn’t rocket science. Now I can jump back in C or I whenever. It’s not like the market will stop sliding downward soon. It’s called Buy Low, Sell High. And right now I am hundreds of thousands higher than I would have been.

Amazing, dude is outperforming hedge funds.

DP. I just looked and my TSP is +7% YTD. I rode I fund earlier in the year then switched to G in February. That's an over 13% outperformance to C fund which is -6.68% return YTD. My Fed job is already a second career, maybe I should consider a third career! Really though, it's not hard to read the tea leaves on this one. Maybe I miss "the bottom" but I can afford to wait for a trend confirmation before getting back in.

You were lucky. There were multiple times in the past year that someone could have pulled their money out because of world events.

No, not just luck. I can read charts, am in tune with macro, listen to a lot of opinions from many different experts, understand history rhymes. My thesis before this conflict began is that after a good run, US stocks will not make new highs for at least another decade, similar to other periods like the 2000s, 70s, and 30s. All the best!

Sorry I meant I am not retiring soon.

Anonymous wrote:

Anonymous wrote:You CAN time the market on occasion. In this case, I was right. I exchanged funds out of I fund and placed them into G three weeks ago. I have not lost a cent as the market plummets.

We are officially in correction territory as of today. Down 10%. You people really think we are going to sky rocket back up in the next week or two? No. I am going to hold G until there is “confirmable” and trustworthy progress on the world stage on oil and all that madness. Even then, we are due for a recession because of low employment, CPI and PPI and I might hold for 6 months.

All I see is a continued downtrend and I have been right so far. Maybe 1 month maybe six months or longer I will ultimately switch back into C or I or a combo of both. Obviously over time those are where money is made and CAGR and all that, but as of now, no fking way.

Those of us with money in retirement funds don’t need that money in the next 3 weeks or even a year. If you don’t like risk then just use a more low-risk method of investing. If you’re only a couple years from retirement then yes maybe it’s best to keep money in the G Fund.

And that’s great. My entire point is I timed getting in to G at the perfect time. And now OBVIOUSLY BY READING THE NEWS ABOUT ALL THATS GOING ON IN THE WORLD, and rhe inflation, the non-existent hiring numbers, oil prices rising and all the other macro issues bubbling up, is that we are gonna be on a downtrend for a while…

So yeah I’m retiring soon, but I still can enter back into C very easily now and at a much lower cost level and have more shares and then later those shares will be worth more.

My point is it is possible to use common sense and read mainstream news to get a clear picture and now and then time the market successfully. You just don’t like to hear that for some reason.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

You have so much to learn - if it was that easy we'd all be rich. Just wait and see (and yes I hate our current state of affairs, but have learned from .com/housing bubble/credit crisis that these are impossible to time correctly). Hope you have figured out the secret, but just giving you a giant warning sign that you haven't.

We are headed for either a massive recession or a Great Depression. You just don’t see it yet. I am so fking glad I screwed around and times this movement when I did. You think the market is flying up in the next few weeks? Do you even read about CPI, Inflation, revised down numbers? It’s you who has a lot to learn.

Normally, in the good old days, I was set it and forget it C fund. Not right now! You have no fking clue how fked things are do you? Fox fan?

Your toast, homie. Emotional investors never win over the long term.

That’s sage advice, but my move to G several weeks ago definitely worked. It wasn’t rocket science. Now I can jump back in C or I whenever. It’s not like the market will stop sliding downward soon. It’s called Buy Low, Sell High. And right now I am hundreds of thousands higher than I would have been.

Amazing, dude is outperforming hedge funds.

DP. I just looked and my TSP is +7% YTD. I rode I fund earlier in the year then switched to G in February. That's an over 13% outperformance to C fund which is -6.68% return YTD. My Fed job is already a second career, maybe I should consider a third career! Really though, it's not hard to read the tea leaves on this one. Maybe I miss "the bottom" but I can afford to wait for a trend confirmation before getting back in.

You were lucky. There were multiple times in the past year that someone could have pulled their money out because of world events.

Anonymous wrote:You CAN time the market on occasion. In this case, I was right. I exchanged funds out of I fund and placed them into G three weeks ago. I have not lost a cent as the market plummets.

We are officially in correction territory as of today. Down 10%. You people really think we are going to sky rocket back up in the next week or two? No. I am going to hold G until there is “confirmable” and trustworthy progress on the world stage on oil and all that madness. Even then, we are due for a recession because of low employment, CPI and PPI and I might hold for 6 months.

All I see is a continued downtrend and I have been right so far. Maybe 1 month maybe six months or longer I will ultimately switch back into C or I or a combo of both. Obviously over time those are where money is made and CAGR and all that, but as of now, no fking way.

Those of us with money in retirement funds don’t need that money in the next 3 weeks or even a year. If you don’t like risk then just use a more low-risk method of investing. If you’re only a couple years from retirement then yes maybe it’s best to keep money in the G Fund.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

You have so much to learn - if it was that easy we'd all be rich. Just wait and see (and yes I hate our current state of affairs, but have learned from .com/housing bubble/credit crisis that these are impossible to time correctly). Hope you have figured out the secret, but just giving you a giant warning sign that you haven't.

We are headed for either a massive recession or a Great Depression. You just don’t see it yet. I am so fking glad I screwed around and times this movement when I did. You think the market is flying up in the next few weeks? Do you even read about CPI, Inflation, revised down numbers? It’s you who has a lot to learn.

Normally, in the good old days, I was set it and forget it C fund. Not right now! You have no fking clue how fked things are do you? Fox fan?

Your toast, homie. Emotional investors never win over the long term.

That’s sage advice, but my move to G several weeks ago definitely worked. It wasn’t rocket science. Now I can jump back in C or I whenever. It’s not like the market will stop sliding downward soon. It’s called Buy Low, Sell High. And right now I am hundreds of thousands higher than I would have been.

Amazing, dude is outperforming hedge funds.

DP. I just looked and my TSP is +7% YTD. I rode I fund earlier in the year then switched to G in February. That's an over 13% outperformance to C fund which is -6.68% return YTD. My Fed job is already a second career, maybe I should consider a third career! Really though, it's not hard to read the tea leaves on this one. Maybe I miss "the bottom" but I can afford to wait for a trend confirmation before getting back in.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

You have so much to learn - if it was that easy we'd all be rich. Just wait and see (and yes I hate our current state of affairs, but have learned from .com/housing bubble/credit crisis that these are impossible to time correctly). Hope you have figured out the secret, but just giving you a giant warning sign that you haven't.

We are headed for either a massive recession or a Great Depression. You just don’t see it yet. I am so fking glad I screwed around and times this movement when I did. You think the market is flying up in the next few weeks? Do you even read about CPI, Inflation, revised down numbers? It’s you who has a lot to learn.

Normally, in the good old days, I was set it and forget it C fund. Not right now! You have no fking clue how fked things are do you? Fox fan?

Your toast, homie. Emotional investors never win over the long term.

That’s sage advice, but my move to G several weeks ago definitely worked. It wasn’t rocket science. Now I can jump back in C or I whenever. It’s not like the market will stop sliding downward soon. It’s called Buy Low, Sell High. And right now I am hundreds of thousands higher than I would have been.

Amazing, dude is outperforming hedge funds.

If that was meant as sarcasm, lol to assuming hedge funds beat the market.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

You have so much to learn - if it was that easy we'd all be rich. Just wait and see (and yes I hate our current state of affairs, but have learned from .com/housing bubble/credit crisis that these are impossible to time correctly). Hope you have figured out the secret, but just giving you a giant warning sign that you haven't.

We are headed for either a massive recession or a Great Depression. You just don’t see it yet. I am so fking glad I screwed around and times this movement when I did. You think the market is flying up in the next few weeks? Do you even read about CPI, Inflation, revised down numbers? It’s you who has a lot to learn.

Normally, in the good old days, I was set it and forget it C fund. Not right now! You have no fking clue how fked things are do you? Fox fan?

Your toast, homie. Emotional investors never win over the long term.

That’s sage advice, but my move to G several weeks ago definitely worked. It wasn’t rocket science. Now I can jump back in C or I whenever. It’s not like the market will stop sliding downward soon. It’s called Buy Low, Sell High. And right now I am hundreds of thousands higher than I would have been.

Amazing, dude is outperforming hedge funds.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

You have so much to learn - if it was that easy we'd all be rich. Just wait and see (and yes I hate our current state of affairs, but have learned from .com/housing bubble/credit crisis that these are impossible to time correctly). Hope you have figured out the secret, but just giving you a giant warning sign that you haven't.

We are headed for either a massive recession or a Great Depression. You just don’t see it yet. I am so fking glad I screwed around and times this movement when I did. You think the market is flying up in the next few weeks? Do you even read about CPI, Inflation, revised down numbers? It’s you who has a lot to learn.

Normally, in the good old days, I was set it and forget it C fund. Not right now! You have no fking clue how fked things are do you? Fox fan?

Your toast, homie. Emotional investors never win over the long term.

That’s sage advice, but my move to G several weeks ago definitely worked. It wasn’t rocket science. Now I can jump back in C or I whenever. It’s not like the market will stop sliding downward soon. It’s called Buy Low, Sell High. And right now I am hundreds of thousands higher than I would have been.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

You have so much to learn - if it was that easy we'd all be rich. Just wait and see (and yes I hate our current state of affairs, but have learned from .com/housing bubble/credit crisis that these are impossible to time correctly). Hope you have figured out the secret, but just giving you a giant warning sign that you haven't.

We are headed for either a massive recession or a Great Depression. You just don’t see it yet. I am so fking glad I screwed around and times this movement when I did. You think the market is flying up in the next few weeks? Do you even read about CPI, Inflation, revised down numbers? It’s you who has a lot to learn.

Normally, in the good old days, I was set it and forget it C fund. Not right now! You have no fking clue how fked things are do you? Fox fan?

Your toast, homie. Emotional investors never win over the long term.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

You have so much to learn - if it was that easy we'd all be rich. Just wait and see (and yes I hate our current state of affairs, but have learned from .com/housing bubble/credit crisis that these are impossible to time correctly). Hope you have figured out the secret, but just giving you a giant warning sign that you haven't.

We are headed for either a massive recession or a Great Depression. You just don’t see it yet. I am so fking glad I screwed around and times this movement when I did. You think the market is flying up in the next few weeks? Do you even read about CPI, Inflation, revised down numbers? It’s you who has a lot to learn.

Normally, in the good old days, I was set it and forget it C fund. Not right now! You have no fking clue how fked things are do you? Fox fan?