Anonymous wrote:OP here - would be interested in more lifestyle details at this level. I love that everyone probably has $15 M but livesin a 2- bedroom condowith their 4 kids, but there must be something that you spend money on? Asian travel, Hermes, family help, golf, going to see Taylor Swift in Portugal? Or really you’re just taking 3 days at Rehoboth off-season, share a car and watch Netflix?

Okay we're close to your desired profile. Our NW at the end of 2025 was just over $14 M, we're in our 60s. To give you a better idea, 15 years ago our NW was about $3 million. The delta is largely due to market value increases in the stock market (I did inherit $144,000).

We indulge in nice dinners out with great wine, more and more travel, improving our house (landscaping, whole house generator this past year), having one spouse retire young and giving to charity.

OP, we are a two lawyer couple (my spouse is now retired) and we are below $15M net worth. I'm 60, spouse is 63. It's relatively rare.

Net Worth doesn't fly private. Income flies private.

If you are living off $25 million in investments, your income could be $1m - assuming you are taking a healthy 4 percent out every year.
(Most people living off 25m are probably taking 2% or even 3% because nobody wants to die poor or leave their kids nothing.)


That's not PJ money.

Private jet brokers are marketing to people with a lot more income.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Not us. Late 50s, close to 5M NW including home.

Same. Early 60s, about 8 including home

How is 5 and 8 the same

It's not! I'm the one with 5, and if I had 8 I could exhale. Looking at years of LTC expenses for ill spouse.

Anonymous wrote:

Anonymous wrote:Not us. Late 50s, close to 5M NW including home.

Same. Early 60s, about 8 including home

How is 5 and 8 the same

55 and retired with a NW well above $15M living quietly in Arlington. My neighbors have no idea looking at our outwardly possessions but I suspect they are in similar a position. I really don’t care honestly. We go on very nice vacations for months at a time and that’s where we spend our hard-earned money.

Anonymous wrote:

Anonymous wrote:Just crossed $25m net worth. Recently passed on organic bananas since I’m worried about the AI bubble. Did I mention I drive a Camry? I’m very proud of the juxtaposition between my wealth and my lack of nice things.

But seriously, some of you need to learn to enjoy your privilege / success a little more. Not in a consumerism sense but come on… if you never spend a little (whether it’s charity or a nice jacket you want), what’s the point?

Because I can be just as content with a $350 Peter Millar vest as I would be with a $650 Canadian Goose fleece vest. I waited tables in college and graduate school, and would often leave with $80 in tips after a weekend shift. I appreciate the value of a dollar, and I am passing that along to my children. Experiences are much more important than physical / material assets in my world view.

I just spent $8000 on a new (used) saddle because the old one didn’t fit the horse. Experiences aren’t always as fun as you hope, lol.

Anonymous wrote:We are in our early 30s and our net worth is already close to $10M. We will hit $15M before our late 30s.
We didn’t inherit money and we have regular jobs.
Most people we know are doing better than us.

Yea you and me both

We are in our early 30s and our net worth is already close to $10M. We will hit $15M before our late 30s.
We didn’t inherit money and we have regular jobs.
Most people we know are doing better than us.

Anonymous wrote:

Anonymous wrote:All of these constant threads that ask people to self-report income are boring. Statistics exist.

This whole thing where we elevate wealthy people in our minds is silly.

That said, I do know many multi-millionaires with broke down old Toyotas or Hondas. It's all about priorities.

In my experience, WASPy millionaires (regardless of overall wealth) seem to be more rather than less likely to have ugly cars.

Also, they wear wool flannel shirts from thirty years ago (or longer) until their dying days.

The most ridiculous comments in this thread are "it is more common than you think." No, it isn't. We know that the number of households with that level of net worth is extraordinarily small. But the thread is correct about one thing, these people cluster together and because they know people in this world, they think it is more common than it is. I don't know anyone that would even be close to $15M. And it isn't hidden wealth, my ~$1M Fairfax Co neighborhood is full of government workers, worker-bee contractors, retired police, mid-level bank managers, etc. I know zero lawyers or tech startup folks and have no idea how I would even run into them on a regular basis.

Oh no, PP. Just about everyone on DCUM making $300K has $15M.

We're having endless threads about this insane wealth and how easy it is. So, it must be!

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Just what suspected - either liars or mentally impaired on this forum. Who in the f@@k worth $20m and drives a beat up
Honda and shops at aldi? They should be driving a newer, safer vehicle and shopping at healthier supermarkets to safeguard and improve health. Mental illness.

Funny. I have $16m and we do have a beat up Honda but it’s an extra car. Our main car is a high end SUV. We are not flashy but will spend money on some things (2nd home, hone renovations, travel, etc). I don’t shop at Aldi, but only because there isn’t one near me.

We're at $12m, but that's because we recently dropped $6m on two different properties in different high end locations. We'd also have more but had two kids in private from K-college graduation. Everyone pays for what they value. We're fine with our choices.

I shop at Lidl, no Aldi near me or I'd do that too.

How do you drop in net worth by buying $6M properties? Do you not count the properties as assets?? Yeah, keep shopping at Lidl because you can't do math.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Just what suspected - either liars or mentally impaired on this forum. Who in the f@@k worth $20m and drives a beat up
Honda and shops at aldi? They should be driving a newer, safer vehicle and shopping at healthier supermarkets to safeguard and improve health. Mental illness.

Funny. I have $16m and we do have a beat up Honda but it’s an extra car. Our main car is a high end SUV. We are not flashy but will spend money on some things (2nd home, hone renovations, travel, etc). I don’t shop at Aldi, but only because there isn’t one near me.

We're at $12m, but that's because we recently dropped $6m on two different properties in different high end locations. We'd also have more but had two kids in private from K-college graduation. Everyone pays for what they value. We're fine with our choices.

I shop at Lidl, no Aldi near me or I'd do that too.

How does the $6m in recent property purchases impact your NW materially? Closing costs are not millions.

I’d have more if I didn’t have kids too. I’d also have more if I’d gone to Law School! Also not impressed that you shop at a grocery store.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Just what suspected - either liars or mentally impaired on this forum. Who in the f@@k worth $20m and drives a beat up
Honda and shops at aldi? They should be driving a newer, safer vehicle and shopping at healthier supermarkets to safeguard and improve health. Mental illness.

Funny. I have $16m and we do have a beat up Honda but it’s an extra car. Our main car is a high end SUV. We are not flashy but will spend money on some things (2nd home, hone renovations, travel, etc). I don’t shop at Aldi, but only because there isn’t one near me.

We're at $12m, but that's because we recently dropped $6m on two different properties in different high end locations. We'd also have more but had two kids in private from K-college graduation. Everyone pays for what they value. We're fine with our choices.

I shop at Lidl, no Aldi near me or I'd do that too.

How does the $6m in recent property purchases impact your NW materially? Closing costs are not millions.

Just over $15 million for an older couple at a financial regulatory agency and an international organization (retired). Years ago, inherited $150,000 that went towards our house down payment. More than half of our net worth (unfortunately) is in non-Roth TSP and there is around $1.5 million in Roth (index funds). We also own two rental properties (DH's idea for investing his money).

Our largest budget item is medical expenses for DH and children--we regularly get large deductions from taxes. Not sure that children will ever be self-supporting due to medical issues so we are very focused on leaving as much as we can to them. We can easily live on our generous pensions and social security so principal can be saved for them.

Anonymous wrote:All of these constant threads that ask people to self-report income are boring. Statistics exist.

This whole thing where we elevate wealthy people in our minds is silly.

That said, I do know many multi-millionaires with broke down old Toyotas or Hondas. It's all about priorities.

In my experience, WASPy millionaires (regardless of overall wealth) seem to be more rather than less likely to have ugly cars.

Also, they wear wool flannel shirts from thirty years ago (or longer) until their dying days.

The most ridiculous comments in this thread are "it is more common than you think." No, it isn't. We know that the number of households with that level of net worth is extraordinarily small. But the thread is correct about one thing, these people cluster together and because they know people in this world, they think it is more common than it is. I don't know anyone that would even be close to $15M. And it isn't hidden wealth, my ~$1M Fairfax Co neighborhood is full of government workers, worker-bee contractors, retired police, mid-level bank managers, etc. I know zero lawyers or tech startup folks and have no idea how I would even run into them on a regular basis.