Anonymous wrote:Anonymous wrote:I know I cannot invest 4.4% of my income and get the guaranteed returns that my pension will give me. I am all for diversification, and me adding a pension to my spouse and my retirement plans make sense.
I agree, but currently if I have a co-worker at the same grade and step as me, but they started working in 2012 and I started after that, they are getting 3% more pay than me for the same work and will get the same pension benefits.
Anonymous wrote:I know I cannot invest 4.4% of my income and get the guaranteed returns that my pension will give me. I am all for diversification, and me adding a pension to my spouse and my retirement plans make sense.