Anonymous wrote:Mine was covered by insurance because of a strong family history of breast and ovarian cancer for my mother, grandmother and maternal aunt.
I was negative for genetic risk. Then my sister was diagnosed with breast cancer and I was diagnosed with DCIS, hormone sensitive. Discussed with a genetic counselor and multiple doctors and decided to have an oophorectomy. Had my genetic risk been evident with testing, I would probably have had the oophorectomy earlier. Genetic counselor felt it was possible that there's a genetic risk in my family that isn't in the current testing.
Word to the wise, if you don't yet have life insurance in place, get it set before even discussing it with your doctor. When I applied the life insurance company found the note in my doctors records and basically priced it as if I were BRCA positive. They said I could reapply if I did get tested and turned out to be BRCA negative. I did, but before I could go through the reapplication process I got the DCIS diagnosis which basically scuttled the whole thing!
I have a different genetic mutation which raises my risk of kidney cancer and echo the bolded 1000%. And think about if you want long term care insurance.
In your case, the question I would really want answered would be if you are positive, what would change as far as your care? For me, I need an MRI annually, so get everything on the record was important. If it's knowledge for knowledge's sake I probably wouldn't do it.