OP, my best advice to you is to take a deep breath, and try really hard to buy into the panic or the doom and gloom you read on this forum.
Your kid will get into a state school. The in state schools will not care one iota about what kind of college you and your DH attended. Start embracing the concept NOW that there is only one or two "acceptable" schools for your kid to attend, and that anything else is a huge disappointment. Yes, it is possible that you kid might not get into the "flagship" state school, but that does not mean that they won't have a successful life.
Also, as some have pointed out, there are some instances where the costs at some privates can be close to the in-state. Pull up come colleges, and run the cost calculators, plugging in your estimated numbers. It will help you get a better sense.
It will be fine--truly!
