I think you better 1) lease it, or 2) not plan on keeping it after the warranty period.

Too big, luxury or not. Where you going, and what's in it that is more precious than what other cars carry around?

Luxury. Which is a change from my childhood when every mom drove a Volvo, but now they are so expensive.

XC90s are $55K and compete with Lexus, BMW, Mercedes and Audis, among others. Luxury vehicles.

It’s a Volvo. It’s not modest, that would be Kia or Hyundai or even a Honda. But it’s not luxury either.

Does this look modest or would most think this is a luxury SUV? Thanks.