Financially could you afford some help? What about an au pair which would minimize risk since they live in?

If my 7yo isn’t going back to school I am going to unenroll her from mcps and do legit homeschool, haven’t decided on a program yet because I’m going to wait and see what happens. I have at least one other parent in my circle who will do the same. We will trade off kids some of the time for different subjects. If I can find another like minded couple of people we can all help each other out.

Focus on day by day. Who knows where we will be in three months. We may have better tracing, or better treatments, or stats that show your heart condition doesnt put you are higher risk. Don't think long term. It is too depressing. Just focus on getting through each day.

Could your family downsize and live more simply in order to make it with less income?

I am feeling pretty certain the kids won’t go to school in the fall. Even if schools do open, I don’t think I will send my kids. (I have a heart condition). I am crippled with stress over having my kids at home for several more months. I am barely keeping my job and my kids are barely getting any education. This feels not sustainable.