Anonymous
07/14/2019 22:19
Subject: Fed Insurance IVF Converage - Maryland IVF Mandate?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:I’m a MD resident and have CareFirst HealthyBlue HMO Gold. I have a monthly premium of $437.45 with a $1750 annual deductible (my health savings offset a lot of the deductible). It covers 6 IUIs and 3 IVF attempts with a lifetime max of 100k. For IVF meds, I was only responsible for paying $550, everything else was covered.
How do you like the HMO? I went with the PPO because of the specialist referral requirement but kind of wish I had gone with the HMO.
I have no complaints about the HMO (especially since CareFirst has a large network of providers). I must pay $30 per visit to see a specialist, but I don’t need a referral.
Bummer, for some reason I thought you needed a referral. I totally would have done the HMO!
I went with the PPO because I knew I might want to cycle at CCRM or Cornell out of state. Don’t think you can do that with the HMO.
Anonymous
07/14/2019 11:55
Subject: Fed Insurance IVF Converage - Maryland IVF Mandate?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:I’m a MD resident and have CareFirst HealthyBlue HMO Gold. I have a monthly premium of $437.45 with a $1750 annual deductible (my health savings offset a lot of the deductible). It covers 6 IUIs and 3 IVF attempts with a lifetime max of 100k. For IVF meds, I was only responsible for paying $550, everything else was covered.
How do you like the HMO? I went with the PPO because of the specialist referral requirement but kind of wish I had gone with the HMO.
I have no complaints about the HMO (especially since CareFirst has a large network of providers). I must pay $30 per visit to see a specialist, but I don’t need a referral.
Bummer, for some reason I thought you needed a referral. I totally would have done the HMO!
For individual and family plans you don’t need a referral, but if you have CareFirst through an employer, you may need to check.
Anonymous
07/14/2019 10:40
Subject: Fed Insurance IVF Converage - Maryland IVF Mandate?
Anonymous wrote:Anonymous wrote:Anonymous wrote:I’m a MD resident and have CareFirst HealthyBlue HMO Gold. I have a monthly premium of $437.45 with a $1750 annual deductible (my health savings offset a lot of the deductible). It covers 6 IUIs and 3 IVF attempts with a lifetime max of 100k. For IVF meds, I was only responsible for paying $550, everything else was covered.
How do you like the HMO? I went with the PPO because of the specialist referral requirement but kind of wish I had gone with the HMO.
I have no complaints about the HMO (especially since CareFirst has a large network of providers). I must pay $30 per visit to see a specialist, but I don’t need a referral.
Bummer, for some reason I thought you needed a referral. I totally would have done the HMO!
Anonymous
07/13/2019 23:00
Subject: Fed Insurance IVF Converage - Maryland IVF Mandate?
Anonymous wrote:Anonymous wrote:I’m a MD resident and have CareFirst HealthyBlue HMO Gold. I have a monthly premium of $437.45 with a $1750 annual deductible (my health savings offset a lot of the deductible). It covers 6 IUIs and 3 IVF attempts with a lifetime max of 100k. For IVF meds, I was only responsible for paying $550, everything else was covered.
How do you like the HMO? I went with the PPO because of the specialist referral requirement but kind of wish I had gone with the HMO.
I have no complaints about the HMO (especially since CareFirst has a large network of providers). I must pay $30 per visit to see a specialist, but I don’t need a referral.
Anonymous
07/13/2019 18:46
Subject: Fed Insurance IVF Converage - Maryland IVF Mandate?
Anonymous wrote:I’m a MD resident and have CareFirst HealthyBlue HMO Gold. I have a monthly premium of $437.45 with a $1750 annual deductible (my health savings offset a lot of the deductible). It covers 6 IUIs and 3 IVF attempts with a lifetime max of 100k. For IVF meds, I was only responsible for paying $550, everything else was covered.
How do you like the HMO? I went with the PPO because of the specialist referral requirement but kind of wish I had gone with the HMO.
Anonymous
07/13/2019 17:58
Subject: Fed Insurance IVF Converage - Maryland IVF Mandate?
I’m a MD resident and have CareFirst HealthyBlue HMO Gold. I have a monthly premium of $437.45 with a $1750 annual deductible (my health savings offset a lot of the deductible). It covers 6 IUIs and 3 IVF attempts with a lifetime max of 100k. For IVF meds, I was only responsible for paying $550, everything else was covered.
Anonymous
07/13/2019 17:18
Subject: Fed Insurance IVF Converage - Maryland IVF Mandate?
Anonymous wrote:Is it possible to get that insurance through the exchange if you live in DC?
No, MD is an IVF mandated state. Only a handful in the country.
Anonymous
07/13/2019 14:41
Subject: Fed Insurance IVF Converage - Maryland IVF Mandate?
Anonymous wrote:Is it possible to get that insurance through the exchange if you live in DC?
I'm pretty sure your residence has to be in Maryland
Anonymous
07/13/2019 10:18
Subject: Fed Insurance IVF Converage - Maryland IVF Mandate?
Is it possible to get that insurance through the exchange if you live in DC?
Anonymous
07/12/2019 22:19
Subject: Re:Fed Insurance IVF Converage - Maryland IVF Mandate?
I have the CareFirst Healthy Blue PPO. As a PP said, it costs about $660 month. But it covers three attempts (ie cycle culminating in a transfer) with a cap of 100k.
Anonymous
07/12/2019 21:47
Subject: Re:Fed Insurance IVF Converage - Maryland IVF Mandate?
Carefirst ... it’s that or Kaiser
Anonymous
07/12/2019 21:42
Subject: Re:Fed Insurance IVF Converage - Maryland IVF Mandate?
Anonymous wrote:PP here. I just got private insurance bc I didn’t get any discounts on the exchange.
What insurance?
Anonymous
07/12/2019 21:37
Subject: Re:Fed Insurance IVF Converage - Maryland IVF Mandate?
PP here. I just got private insurance bc I didn’t get any discounts on the exchange.
Anonymous
07/12/2019 21:26
Subject: Re:Fed Insurance IVF Converage - Maryland IVF Mandate?
My plan is 640 a month. But I saved tens of thousands on IVF, so it was worth it.
Anonymous
07/12/2019 21:10
Subject: Fed Insurance IVF Converage - Maryland IVF Mandate?
I realized no Fed Health Plans cover IVF. How goes it with Maryland mandates for IVF coverage?