We paid off both of our student loans, finished major home renovations, made sure we had enough time off saved, and did a few big trips before trying to conceive our first. It took us 5-6 cycles to conceive, which is normal but still tough - everyone around us was getting pregnant on the first try - and one *very* early loss. But our kid is amazing and we are SO happy that we have this specific kid.
Probably will try for another in a year or so. Nothing is currently on the to do list but we do talk about maybe doing an addition to this house or moving, and do want to travel a bit with this kid before we add to our family.
Even though we did a lot before DC1, I think ultimately life happens and it is what it is. It is hard to 'make things right.' Good luck!