Anonymous
Post 01/16/2019 11:56     Subject: Re:With insurance ... how much did you pay for a single IVF cycle?
It does depend both on insurance and what insurance the RE and any providers (e.g., anesthesia) accept.

I had several rounds at Dominion and SG fully covered (other than co-pays for meds) due to MF. I had coverage for up to 6 cycles. Embryo banking wasn't covered b/c ins required transfer of any blasts before covering a new cycle. Ended up doing DE, as age was the more determinant factor.

Surprised that someone got coverage at Cornell as they take very few insurances.
Anonymous
Post 01/16/2019 10:27     Subject: With insurance ... how much did you pay for a single IVF cycle?
Anonymous wrote:It's not the practice who determines the coverage, it's the insurance policy.


Untrue ... CCRM Nova charges you OOP for the surgical suite stay (1200) because their suite does not participate with insurance. Same with the anesthesiologists they use (500). So already with out extra testing and line items you HAVE to have for the procedure, you are looking at $1700 min.
Anonymous
Post 01/16/2019 10:24     Subject: With insurance ... how much did you pay for a single IVF cycle?
Our insurance did not cover embryo biopsy and PGS testing. Some will cover PGD if there is a medical history.
Anonymous
Post 01/16/2019 10:06     Subject: With insurance ... how much did you pay for a single IVF cycle?
It's not the practice who determines the coverage, it's the insurance policy.
Anonymous
Post 01/16/2019 09:42     Subject: Re:With insurance ... how much did you pay for a single IVF cycle?
Anonymous wrote:
Anonymous wrote:You have to look through your insurance guidelines and see what is and isn't covered. For example, we have Carefirst POS plan through MCPS. They do not cover sperm/embryo storage or thawing of embryos/sperm, or PGS testing, but they cover pretty much everything else. We get three attempts per live birth, or up to $100,000 in a lifetime. We exhausted our three attempts without paying OOP and luckily ended up with a baby on the third attempt. Now it resets - we haven't used up the $100,000 - and we get to do up to three more FETs (covered) with the embryos we have stored.


What practice was this?

I


Cornell in NYC.
Anonymous
Post 01/15/2019 20:35     Subject: Re:With insurance ... how much did you pay for a single IVF cycle?
Anonymous wrote:You have to look through your insurance guidelines and see what is and isn't covered. For example, we have Carefirst POS plan through MCPS. They do not cover sperm/embryo storage or thawing of embryos/sperm, or PGS testing, but they cover pretty much everything else. We get three attempts per live birth, or up to $100,000 in a lifetime. We exhausted our three attempts without paying OOP and luckily ended up with a baby on the third attempt. Now it resets - we haven't used up the $100,000 - and we get to do up to three more FETs (covered) with the embryos we have stored.


What practice was this?

I
Anonymous
Post 01/15/2019 19:14     Subject: Re:With insurance ... how much did you pay for a single IVF cycle?
You have to look through your insurance guidelines and see what is and isn't covered. For example, we have Carefirst POS plan through MCPS. They do not cover sperm/embryo storage or thawing of embryos/sperm, or PGS testing, but they cover pretty much everything else. We get three attempts per live birth, or up to $100,000 in a lifetime. We exhausted our three attempts without paying OOP and luckily ended up with a baby on the third attempt. Now it resets - we haven't used up the $100,000 - and we get to do up to three more FETs (covered) with the embryos we have stored.
Anonymous
Post 01/15/2019 18:57     Subject: With insurance ... how much did you pay for a single IVF cycle?
We are looking at ~10k for a cycle with Carefirst MD coverage.

I thought it covered at nearly 100% but am finding that we are being charged out of pocket for surgical suite stays, anesthesia and PGS testing (understand the testing isn’t mandatory, but the other stuff seems ridiculous. Any practice where it was 100% covered?