I'm 36 years old with unexplained infertility and my husband and I would like to have 2 children. I am currently enrolled in Shady Grove's Shared-Risk IVF program (bring home a baby or your $ back). I paid $22.5k for the program. I underwent an IVF retrieval and ended up with 3 blasts--all PGS normal (PGS was free through a study I participated in). I did a FET in October of 1 blast and got a BFP but subsequently miscarried at 6 weeks. I now have 2 PGS normal embryos left in the freezer. Dr. said the chance of getting 2 babies from the 2 remaining blasts is 25%, therefore, she mentioned doing embryo banking for an additional $7.5k. Basically, I would do another retrieval and use the new batch for (hopefully) baby #1 and save any remaining embryos, including the 2 PGS normals, for baby #2. The thing is, if the new blasts don't work, I have to use up the old batch (the 2 PGS normals) before I can undergo a new round of IVF on their dime, so in a way, I'm reducing their "risk." The other thing I should mention is that I can get all of my IVF meds free before the end of the year because I've met my OOP deductible.

Would you pay the additional $7.5k to bank more embryos if you only had 2 PGS normals and definitely want 2 kids? I'm worried I'll need more IVF when I'm 38 or 39 to have baby #2, and at that point my fertility will have further declined.