Anonymous
Post 12/03/2017 11:19     Subject: Not making it on $100K? NPR story

DC col outside of the unhabitable ghetto areas of DC and pg, are at least double the national median.

The reason DC median appears low is because of the user uninhabitable areas listed above pulling the normal areas down
Anonymous
Post 12/03/2017 11:15     Subject: Not making it on $100K? NPR story

Anonymous wrote:NPR story on morning edition about family in gaithersburg who can't make it on $100k (struggle to pay utilities/say they can't afford christmas.) Link isn't up yet, sorry.

I don't get it. Yes they have two special needs kids, but that did not seem to be the bulk of their expenses when the reporter asked about it (and i understand state and county programs are pretty good in this area for funding special therapy/school.) She did describe some medical expenses leading to a bankruptcy.

We make not much more than 100K since both going part time to spend more time with our pre-schooler. we live (i think) pretty luxuriously: part time nanny, rent an apt with pool and concierge on metro line, trips abroad, mostly organic groceries, too many starbucks drinks, smartphones. we also have 6 figures in savings (admittedly from before we went part time) and fully fund our TSP's. i can think of so many areas where we could cut back if we had too-cheaper groceries, switching to domestic only trips, moving to a cheaper apartment. How could anyone not be making it on 100K? I'm genuinely confused. All i can think is they are mortgaged to the hilt and house poor.

Apparently this whole NPR series is about people not making it on 100K. i find it a little ridiculous and really insulting to families who are making it on so much less. What am i missing?


You don’t think there are differences in expenses between one pre-schooler and two SN kids? You sound ignorant.
Anonymous
Post 12/03/2017 11:15     Subject: Not making it on $100K? NPR story

Anonymous wrote:
Anonymous wrote: Yes they have two special needs kids, but that did not seem to be the bulk of their expenses when the reporter asked about it (and i understand state and county programs are pretty good in this area for funding special therapy/school.) She did describe some medical expenses leading to a bankruptcy.



Your fortunate to have a healthy family, op. Appreciate your good fortune and stay off the internet about it (because you sound like a real asshat).


+1 We only have one kid with SN and all our disposable income goes to his needs. You have no idea what you're talking about. Public resources are a drop in the bucket. Medical insurance covers a pittance when it comes to therapies. Medical insurance covers nothing educational. There is no reimbursement for all the ancillary expenses... You truly have no idea.
Anonymous
Post 12/03/2017 11:08     Subject: Not making it on $100K? NPR story

Anonymous wrote:
Anonymous wrote: Yes they have two special needs kids, but that did not seem to be the bulk of their expenses when the reporter asked about it (and i understand state and county programs are pretty good in this area for funding special therapy/school.) She did describe some medical expenses leading to a bankruptcy.



Your fortunate to have a healthy family, op. Appreciate your good fortune and stay off the internet about it (because you sound like a real asshat).


+1

Some people have no idea how expensive the therapies and tutors can add up to be for children with special needs. We make a lot more than 100k and we still feel it. We are not barely scraping by, we live comfortably but it's definitely impacted our ability to save for the future. These same expenses on a 100K salary would be really difficult.

Anonymous
Post 12/03/2017 11:02     Subject: Not making it on $100K? NPR story

Why are you insulted? Everyone's financial situation is different. How much a month do you pay for health care? Child care? Gas? Taxes? How much for your retirement? Americans are squeezed.
Anonymous
Post 12/03/2017 10:58     Subject: Re:Not making it on $100K? NPR story

HHI of $110k with two in daycare. We live fairly frugally (e.g., no cable, no vacations, no debt other than mortgage), and yet we essentially live paycheck-to-paycheck. Had to stop contributing to retirement to make things work.
Anonymous
Post 12/03/2017 10:55     Subject: Not making it on $100K? NPR story

I will earn $130K this year. Single. And that money provides a good life for me. There is not much that my friends who earn more but have kids can do that I can't do.
Anonymous
Post 12/03/2017 10:52     Subject: Not making it on $100K? NPR story

I live in DC and, as a single mom of 1 kid, have plenty. I make around $75k, plus receive $10k/year in child support (that's a recent increase - until last month it was $6k/year).

Granted, its cheaper to live as a family of 2 than as a family of 4, but we have more than enough.
Anonymous
Post 12/03/2017 10:46     Subject: Not making it on $100K? NPR story

Anonymous wrote:
Anonymous wrote: Yes they have two special needs kids, but that did not seem to be the bulk of their expenses when the reporter asked about it (and i understand state and county programs are pretty good in this area for funding special therapy/school.) She did describe some medical expenses leading to a bankruptcy.



Your fortunate to have a healthy family, op. Appreciate your good fortune and stay off the internet about it (because you sound like a real asshat).

She's an asshat because she dared disclose that $100,000 can provide for a comfortable life, even in a DC suburb? For shame.
Anonymous
Post 12/03/2017 10:44     Subject: Re:Not making it on $100K? NPR story

Median family income was $57,000 in 2016. Not surprising that a family earning almost twice that, even in a high COLA, would live comfortably.

People who are saying $100,000 is a "struggle" are those who are complaining $200,000 isn't even middle class, and in order to rationalize that ridiculous mindset, they have to say those making $100,000 are struggling. I myself earn slightly less than $100,000 (single) and DCUMers have called me a loser and even just a tiny bit above trailer trash.

Anonymous
Post 12/03/2017 10:44     Subject: Not making it on $100K? NPR story

^^you’re
Anonymous
Post 12/03/2017 10:43     Subject: Not making it on $100K? NPR story

Anonymous wrote: Yes they have two special needs kids, but that did not seem to be the bulk of their expenses when the reporter asked about it (and i understand state and county programs are pretty good in this area for funding special therapy/school.) She did describe some medical expenses leading to a bankruptcy.



Your fortunate to have a healthy family, op. Appreciate your good fortune and stay off the internet about it (because you sound like a real asshat).
Anonymous
Post 12/03/2017 10:37     Subject: Not making it on $100K? NPR story

The median family income in this country is $71,000 so not sure what's so shocking about a $100,000 family in a high cost of living area with extreme circumstances struggling a bit.
Anonymous
Post 12/03/2017 10:35     Subject: Re:Not making it on $100K? NPR story

Anonymous
Post 12/03/2017 10:31     Subject: Not making it on $100K? NPR story

NPR story on morning edition about family in gaithersburg who can't make it on $100k (struggle to pay utilities/say they can't afford christmas.) Link isn't up yet, sorry.

I don't get it. Yes they have two special needs kids, but that did not seem to be the bulk of their expenses when the reporter asked about it (and i understand state and county programs are pretty good in this area for funding special therapy/school.) She did describe some medical expenses leading to a bankruptcy.

We make not much more than 100K since both going part time to spend more time with our pre-schooler. we live (i think) pretty luxuriously: part time nanny, rent an apt with pool and concierge on metro line, trips abroad, mostly organic groceries, too many starbucks drinks, smartphones. we also have 6 figures in savings (admittedly from before we went part time) and fully fund our TSP's. i can think of so many areas where we could cut back if we had too-cheaper groceries, switching to domestic only trips, moving to a cheaper apartment. How could anyone not be making it on 100K? I'm genuinely confused. All i can think is they are mortgaged to the hilt and house poor.

Apparently this whole NPR series is about people not making it on 100K. i find it a little ridiculous and really insulting to families who are making it on so much less. What am i missing?