Anonymous wrote:

Anonymous wrote:spend $500 on a certified fire safe good for 1 hour. keep it in your basement. no more having to deal with banks that don't want to serve their customers. At the same time, you can take you current checking and savings and leave capitol one..

this way you have instant access to anything you would normally put in the safe deposit box. gold, passports, birth certificates car titles, deeds, ect...

Agree with everything but the basement. Put it on an upper floor where it can't get flooded. You don't even need to spend $500; about half that will get you a decent safe. It will come with hardware to bolt it to the floor, so burglary won't be an issue.

In addition to not being very accessible, a safe deposit box isn't even all that safe. Just look for stories about flooded bank branches in Houston to see what went on there.

My basement is a walk out. no worry about a flood. I got one of these https://www.sentrysafe.com/product/S6370 about ten years ago.

holds gold, sllver, documents a few pistols and ammo. can't bolt it to the ground but it weighs nearly 300 lbs. so not the easiest thing to steal.

and if you buy a safe, stay away from the electronic locks. old school dial combo is all you need and won't ever fail. one area where analog is great.

Anonymous wrote:spend $500 on a certified fire safe good for 1 hour. keep it in your basement. no more having to deal with banks that don't want to serve their customers. At the same time, you can take you current checking and savings and leave capitol one..

this way you have instant access to anything you would normally put in the safe deposit box. gold, passports, birth certificates car titles, deeds, ect...

Agree with everything but the basement. Put it on an upper floor where it can't get flooded. You don't even need to spend $500; about half that will get you a decent safe. It will come with hardware to bolt it to the floor, so burglary won't be an issue.

In addition to not being very accessible, a safe deposit box isn't even all that safe. Just look for stories about flooded bank branches in Houston to see what went on there.

PNC's Dupont, Adams Morgan locations.

Anonymous wrote:spend $500 on a certified fire safe good for 1 hour. keep it in your basement. no more having to deal with banks that don't want to serve their customers. At the same time, you can take you current checking and savings and leave capitol one..

this way you have instant access to anything you would normally put in the safe deposit box. gold, passports, birth certificates car titles, deeds, ect...

We had a safe deposit box when we rented, as it ensured more controlled access. Maybe Op lives in place with possible home invasion

spend $500 on a certified fire safe good for 1 hour. keep it in your basement. no more having to deal with banks that don't want to serve their customers. At the same time, you can take you current checking and savings and leave capitol one..

this way you have instant access to anything you would normally put in the safe deposit box. gold, passports, birth certificates car titles, deeds, ect...

Td bank

OP here, thank-you!

Td Ameritrade downtown. Think it’s $85/year or something for a mid-sized box.

Our current bank, Capital One, is phasing out the boxes. We have one in my DH"s name only and they are unable to add me to the box, ridiculous as it sounds. (They claim the server which handles this has been down for the past week!) We requested to close the current box instead and open a new one with both our names and they claim that is impossible as well. There is always some excuse and even though DH and I have a joint account there, they are somehow not able to help us.

Can anyone recommend a bank that still offers safe deposit boxes?

Thanks in advance!