Anonymous
Post 05/15/2017 11:48     Subject: Re:Light at the end of the tunnel

That's awesome, OP! Please keep updating because I'm sure you're an inspiration for others in the same situation.
Anonymous
Post 05/15/2017 11:06     Subject: Light at the end of the tunnel

Awesome! Can you find your original thread?
Anonymous
Post 05/15/2017 10:37     Subject: Re:Light at the end of the tunnel

Great job OP, keep it up.
Anonymous
Post 05/14/2017 22:22     Subject: Light at the end of the tunnel

Great!!!
I look forward to being you, on a longer timeline...but we just keep plugging away. Thanks for sharing. Helps me stay motivated.
Anonymous
Post 05/14/2017 22:17     Subject: Light at the end of the tunnel

Great job op!!!
Anonymous
Post 05/14/2017 19:57     Subject: Re:Light at the end of the tunnel

Anonymous wrote:Just curious. How much do you make that you could pay off 85,000 in two years? I am super impressed but worried you make 400K which does not match my income.


not the OP but paid off about 100k in two years still have 40K to go. HHI is 220K. The how did part wasn't just cutting back and writing checks I started w/ cashing in a pension which I carefully reasoned out for 38K net, about 28K in a 401K loan, a total of 52K came from existing income which meant cutting off almost every extra possible. So 2 years later in a much better place and the end is in sight
Anonymous
Post 05/14/2017 18:55     Subject: Re:Light at the end of the tunnel

Just curious. How much do you make that you could pay off 85,000 in two years? I am super impressed but worried you make 400K which does not match my income.
Anonymous
Post 05/14/2017 18:42     Subject: Re:Light at the end of the tunnel

Yoohoo! Great job.
Anonymous
Post 05/12/2017 00:47     Subject: Re:Light at the end of the tunnel

You did good OP. Real good.

Anonymous
Post 05/12/2017 00:01     Subject: Light at the end of the tunnel

Op here, thanks all. It's been a hard lesson learned.
Anonymous
Post 05/11/2017 23:56     Subject: Light at the end of the tunnel

A seriously impressive achievement, my hat is off to you.
Anonymous
Post 05/11/2017 23:20     Subject: Light at the end of the tunnel

Congratulations, that has to be a huge weight off your shoulders!
Anonymous
Post 05/11/2017 22:55     Subject: Re:Light at the end of the tunnel

Great job, OP!!
Anonymous
Post 05/11/2017 22:53     Subject: Re:Light at the end of the tunnel

Wonderful. Pay with cash always. No debt.
Anonymous
Post 05/11/2017 22:52     Subject: Light at the end of the tunnel

Two years ago, I posted about what a mess we were in - underwater on our house, turned off 401k investments to save money, horrendous debt from cars, student loans, and credit cards. Second mortgage was coming due on a 15-year interest only loan, it was a mess. Found Dave Ramsey, listened to you all, built out a solid budget and future debt reduction plan. In two years, we have paid down $85,000 in debt and have one year left with another $80,000 to go, God willing. Paid off the second mortgage, refinanced the first, paid off one loan, one credit card, one car, and the second car off next month. Bare bones spending, and will continue until we reach our goal. Turned 401k back on, though only at 7% but will incrementally up it with each debt paid off. Will go full max next year. One day I'll have enough energy to find my original post, but I state this update here to let others know that it can be done. It's unpleasant but it's better than the alternative. Debt sucks!!! Never again!!