Anonymous
Post 04/25/2017 12:34     Subject: Re:Roth IRA Q: Can i still fund roth if i'm now over the income threshold?
Google Backdoor Roth
Anonymous
Post 04/24/2017 11:56     Subject: Roth IRA Q: Can i still fund roth if i'm now over the income threshold?
You can't contribute to a ROTH in any year when you're over the income limit. You can contribute to a traditional IRA and then convert (*not* transfer) to a ROTH.
Anonymous
Post 04/24/2017 11:05     Subject: Re:Roth IRA Q: Can i still fund roth if i'm now over the income threshold?
Anyone can contribute $5500 to their IRA and then transfer that to a ROTH.
Anonymous
Post 04/24/2017 11:00     Subject: Roth IRA Q: Can i still fund roth if i'm now over the income threshold?
But at the time of account opening i was eligible? I opened a roth a few years back, haven't contributed to it since. I'd now like to transfer that Roth to a bank with lower fees.

My income is now over the eligibility level. Does this mean if I transfer it to a new bank I can no longer contribute to it?