Anonymous wrote:No. Bray & Scarff are the worst. Just stick with the manufacturer's warranty. I used them for appliances and a kitchen reno. So useless. I had to project manage the whole thing and act like my own GC. There was no point in paying extra to go through them.

+1 Actually, OP, you should run, run, run as fast as you can away from B&S. We've had horrible experiences with them. Never again. Do a search on B&S in this forum and you'll find some interesting threads. When I saw the threads they completely validated our experiences.

No. Bray & Scarff are the worst. Just stick with the manufacturer's warranty. I used them for appliances and a kitchen reno. So useless. I had to project manage the whole thing and act like my own GC. There was no point in paying extra to go through them.

You definitely need to find somebody who has had to use the warranty before you can tell if it's worth it. I used to always buy the Sears extended warranty on appliances, but when my washer gave out, they took weeks to fix it and I spent more at the laundromat than I didn't on that useless warranty. After that, I never buy the warranty anymore. I'd rather shell out the money to an appliance repair person on a case-by-case basis.

$400 is steep. It probably only covers one repair bill anyway, so you're basically betting yourself you'll need more than one repair in the next 5 years. It probably also overlaps the manufacturers warranty so the first year doesn't even count.

We did it. Going 3 years and no problems. They will give you the warranty amount as credit toward a new appliance if you don't use it for 5 years. We are planning to use that for appliances for another property. So not super helpful for you but we ran the numbers and it was worth it to us.

We are buying a refrigerator there and wondering if buying the warranty is worth it? 400 dollars for 5 years.