Anonymous
10/21/2016 21:46
Subject: How do you keep track of your checking/savings account transactions?
Anonymous wrote:People still use checks?
OP here: I don't, but I use my debit card occasionally. Mostly, though, I need to keep track of auto-payments and things like PayPal, etc.
Anonymous
10/21/2016 20:35
Subject: How do you keep track of your checking/savings account transactions?
People still use checks?
Anonymous
10/21/2016 20:23
Subject: How do you keep track of your checking/savings account transactions?
I don't keep track. I just always keep a 5k cushion in the account. I don't have that many things that I pay out of checking.
Anonymous
10/21/2016 20:23
Subject: How do you keep track of your checking/savings account transactions?
Check online a few times a week
Anonymous
10/21/2016 20:23
Subject: Re:How do you keep track of your checking/savings account transactions?
Anonymous wrote:I'm old school so I still use paper.
Likewise. But I don't balance it. I just check once a month to make sure that all checks I wrote have been cashed, and mark them off.
Anonymous
10/21/2016 20:21
Subject: Re:How do you keep track of your checking/savings account transactions?
Anonymous wrote:I also still use paper ledger. I prefer it.
+1 & my checkbook is always balanced to the penny.
Anonymous
10/21/2016 20:13
Subject: How do you keep track of your checking/savings account transactions?
My online account posts immediately. I use an excel spreadsheet to track over time and forecast my balance. I also use a tab in it to track my credit card balance to keep my spending on budget.
Anonymous
10/21/2016 20:03
Subject: Re:How do you keep track of your checking/savings account transactions?
Quicken
Anonymous
10/21/2016 20:01
Subject: Re:How do you keep track of your checking/savings account transactions?
Anonymous wrote:Used a ledger for years while building an emergency fund. I could put in bumpers of money to pad the fund. Now we just use our bank online. All of our accounts are there and everything posts immediately. I like it.
OP here: I check online almost daily, but things rarely post immediately, hence my need for the ledger. I use M&T Bank.
Anonymous
10/21/2016 19:58
Subject: Re:How do you keep track of your checking/savings account transactions?
Used a ledger for years while building an emergency fund. I could put in bumpers of money to pad the fund. Now we just use our bank online. All of our accounts are there and everything posts immediately. I like it.
Anonymous
10/21/2016 19:55
Subject: Re:How do you keep track of your checking/savings account transactions?
OP here: I use the paper ledger religiously, but I feel old every time. 
I figured there must be a better way.
I figured there must be a better way.
Anonymous
10/21/2016 19:52
Subject: Re:How do you keep track of your checking/savings account transactions?
I also still use paper ledger. I prefer it.
Anonymous
10/21/2016 19:52
Subject: How do you keep track of your checking/savings account transactions?
I use my bank's app as well as Mint. I also receive texts from my bank whenever a deposit posts.
Anonymous
10/21/2016 19:47
Subject: Re:How do you keep track of your checking/savings account transactions?
I'm old school so I still use paper.
Anonymous
10/21/2016 19:46
Subject: How do you keep track of your checking/savings account transactions?
Do people still use paper ledgers? If not, what app do you use?
Maybe I'm more obsessive than the average bear, but I have to check to make sure each transaction posts. If I don't keep a close eye on transactions/balances, I will likely make a costly mistake.
So, what do you use?
Maybe I'm more obsessive than the average bear, but I have to check to make sure each transaction posts. If I don't keep a close eye on transactions/balances, I will likely make a costly mistake.
So, what do you use?