Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Op here - do I have to use a Kaiser pharmacy, or could I use Freedom Fertility and still have Kaiser cover the costs?
I used Kaiser, but I think FF was a little cheaper. No Kaiser won't cover any costs at FF. Kaiser only pays 50% of "their rate," which is higher than the normal rate.
Thank you for this. So overall, was it cheaper to go with expensive Kaiser meds covered at 50%, or cheaper FF meds paid OOP?
I would do Kaiser because it does count towards your out of pocket for the year. But get quotes from both, I'm sure the pricing has changed for 2016.
Fertility meds are not counted towards out of pocket expense. Fertility treatments as well.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Op here - do I have to use a Kaiser pharmacy, or could I use Freedom Fertility and still have Kaiser cover the costs?
I used Kaiser, but I think FF was a little cheaper. No Kaiser won't cover any costs at FF. Kaiser only pays 50% of "their rate," which is higher than the normal rate.
Thank you for this. So overall, was it cheaper to go with expensive Kaiser meds covered at 50%, or cheaper FF meds paid OOP?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Op here - do I have to use a Kaiser pharmacy, or could I use Freedom Fertility and still have Kaiser cover the costs?
I used Kaiser, but I think FF was a little cheaper. No Kaiser won't cover any costs at FF. Kaiser only pays 50% of "their rate," which is higher than the normal rate.
Thank you for this. So overall, was it cheaper to go with expensive Kaiser meds covered at 50%, or cheaper FF meds paid OOP?
I would do Kaiser because it does count towards your out of pocket for the year. But get quotes from both, I'm sure the pricing has changed for 2016.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Op here - do I have to use a Kaiser pharmacy, or could I use Freedom Fertility and still have Kaiser cover the costs?
I used Kaiser, but I think FF was a little cheaper. No Kaiser won't cover any costs at FF. Kaiser only pays 50% of "their rate," which is higher than the normal rate.
Thank you for this. So overall, was it cheaper to go with expensive Kaiser meds covered at 50%, or cheaper FF meds paid OOP?
Anonymous wrote:Anonymous wrote:Op here - do I have to use a Kaiser pharmacy, or could I use Freedom Fertility and still have Kaiser cover the costs?
I used Kaiser, but I think FF was a little cheaper. No Kaiser won't cover any costs at FF. Kaiser only pays 50% of "their rate," which is higher than the normal rate.
Anonymous wrote:Op here - do I have to use a Kaiser pharmacy, or could I use Freedom Fertility and still have Kaiser cover the costs?