Anonymous wrote:First job (403B) as a teacher. 28k many moons ago (well, 1998).
Another teacher here. I waited until I was 35 and divorced because I had bad financial advice from my XH. I was making just under $40k. Honestly, my kids and I could have used every penny in my paycheck, but I was pretty terrified of ending up financially dependent on my kids in my 70s. So we ate instant ramen and bought used shoes at Value Village until the deduction no longer hurt. I'm glad I did it.