Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

We've had a lot of work done on our house, and it was never inspected.

Probably very common OP- but don't go with this plan. If your house burns down and it was never inspected, your insurance will not cover the damage.

I know plenty of people with open permits. Where does it state that insurance won't cover damage if there are open permits?

If OP's house is damaged as a direct result of work that was permitted but never inspected (not scheduled for inspection, but *never inspected*), many insurance companies won't cover the damage.

I believe that is typically only applied in the case of damage to unpermitted additions.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

We've had a lot of work done on our house, and it was never inspected.

Probably very common OP- but don't go with this plan. If your house burns down and it was never inspected, your insurance will not cover the damage.

I know plenty of people with open permits. Where does it state that insurance won't cover damage if there are open permits?

If OP's house is damaged as a direct result of work that was permitted but never inspected (not scheduled for inspection, but *never inspected*), many insurance companies won't cover the damage.

Anonymous wrote:

Anonymous wrote:

We've had a lot of work done on our house, and it was never inspected.

Probably very common OP- but don't go with this plan. If your house burns down and it was never inspected, your insurance will not cover the damage.

I know plenty of people with open permits. Where does it state that insurance won't cover damage if there are open permits?

If you or the electrician pulled the city permit, you can't or shouldn't leave it dangling. You must smooth talk the electrician to calling the inspector on your permit and having him come over. Sometimes they will do it after the fact and I'm not joking. The electrician submits plans/documents of what he did and somehow, the permit materializes.

Don't leave an open permit.

Anonymous wrote:

We've had a lot of work done on our house, and it was never inspected.

Probably very common OP- but don't go with this plan. If your house burns down and it was never inspected, your insurance will not cover the damage.

Anonymous wrote:What happens if you have a contractor who secures a permit for work on your house, but never has that work inspected? We hired an electrician to do some work, and wanted to make sure it was all OK, so we asked them to get a permit and inspection. It's been a huge pain getting it inspected, and it's been working fine for months, and we just want to be done. We can't seem to book electrician to come back, and it's hard to take off work, etc. etc.

Obviously the city has a record that we pulled a permit, but wouldn't have a completed inspection... does this ever matter? What should we consider?

TIA!

Hmm... if the electrician pulled the permit, you can schedule the inspection yourself. It shouldn't be dine that way- IMO- the contractor should be the middleman for scheduling the inspection- not the homeowner. It's unprofessional to make a homeowner call the county/municipality directly for an inspection. for the If there are findings, the electrician has to fix them or they may be cited by the County.

I am hoping that you have some kind of written contract (and maybe a warranty) with the electrician? We'll assume he's properly licensed because he pulled a permit. If these things are true, you may also sue the electrician based on the contract terms for shoddy work if they don't bring things up to par.

We've had a lot of work done on our house, and it was never inspected.

What happens if you have a contractor who secures a permit for work on your house, but never has that work inspected? We hired an electrician to do some work, and wanted to make sure it was all OK, so we asked them to get a permit and inspection. It's been a huge pain getting it inspected, and it's been working fine for months, and we just want to be done. We can't seem to book electrician to come back, and it's hard to take off work, etc. etc.

Obviously the city has a record that we pulled a permit, but wouldn't have a completed inspection... does this ever matter? What should we consider?

TIA!