Anonymous
Post 07/28/2015 09:36     Subject: Re:How many people here live paycheck to paycheck?
Anonymous wrote:
Anonymous wrote:I do not and this is the primary reason I don't own a home. I don't want to be living paycheck to paycheck. Rent is $700 a month cheaper than owning the same home and that does not include unexpected repairs.


Same here!! Scared to death to buy because of so many people I know who were candid with me about the way owning a house has negatively affected their finances. One couple straight up said they would not do it again if they could go back in time. I can't sleep at night without a good buffer of extra $$ each night so not living paycheck to paycheck is one of my top priorities in life.


each month**
Anonymous
Post 07/28/2015 09:35     Subject: Re:How many people here live paycheck to paycheck?
Anonymous wrote:I do not and this is the primary reason I don't own a home. I don't want to be living paycheck to paycheck. Rent is $700 a month cheaper than owning the same home and that does not include unexpected repairs.


Same here!! Scared to death to buy because of so many people I know who were candid with me about the way owning a house has negatively affected their finances. One couple straight up said they would not do it again if they could go back in time. I can't sleep at night without a good buffer of extra $$ each night so not living paycheck to paycheck is one of my top priorities in life.
Anonymous
Post 07/28/2015 09:30     Subject: How many people here live paycheck to paycheck?
We have longer-term savings like IRA, 529s, and an investment account that we don't usually touch, but our regular paychecks come in and out the same day to pay bills. In other words, we haven't added to our savings in years but we're not depleting them either.
Anonymous
Post 07/28/2015 09:14     Subject: How many people here live paycheck to paycheck?
We live under our means with a small house, use coupons and buy a lot of clearance.
Anonymous
Post 07/28/2015 09:08     Subject: Re:How many people here live paycheck to paycheck?
I do not and this is the primary reason I don't own a home. I don't want to be living paycheck to paycheck. Rent is $700 a month cheaper than owning the same home and that does not include unexpected repairs.
Anonymous
Post 07/28/2015 09:08     Subject: How many people here live paycheck to paycheck?
We do. Paycheck to paycheck and sometimes charging things.
Anonymous
Post 07/28/2015 09:08     Subject: How many people here live paycheck to paycheck?
You and 3/4s of Americans.
Anonymous
Post 07/28/2015 09:05     Subject: How many people here live paycheck to paycheck?
Anonymous wrote:I do, but that is after savings comes out. I make sub 6 figures and have a child.


I'm not sure I understand this. If you have savings, particularly savings that are growing, you aren't living paycheck to paycheck. You're simply living within your means.
Anonymous
Post 07/28/2015 09:05     Subject: How many people here live paycheck to paycheck?
I do! I do have a small amount in savings that I refuse to touch. Other than that, it's check to check. I have 3 children, which includes DH.
Anonymous
Post 07/28/2015 09:03     Subject: How many people here live paycheck to paycheck?
I do, but that is after savings comes out. I make sub 6 figures and have a child.
Anonymous
Post 07/28/2015 07:46     Subject: Re:How many people here live paycheck to paycheck?
We do. Had emergency fund, then had emergencies.
Anonymous
Post 07/28/2015 07:30     Subject: How many people here live paycheck to paycheck?
A lot of people do in real life but not many on this board it seems.
Anonymous
Post 07/28/2015 07:05     Subject: How many people here live paycheck to paycheck?
We do. Climbing out of debt.
Anonymous
Post 07/28/2015 07:03     Subject: How many people here live paycheck to paycheck?
I do . Own a nice house and try to save but I run out of money by the end of every month. Just have a lot of bills
Anonymous
Post 07/28/2015 06:59     Subject: How many people here live paycheck to paycheck?
I do! I also no longer have any savings or 401(k). I was never bequeathed a trust fund, nor have I ever received an inheritance. I'm beginning to think that I'm the only one on this island. Is anyone else in this situation or a similar one?