Anonymous
Post 01/26/2015 10:00     Subject: Re:4.15% on a jumbo loan
IMHO opinion this is the best time ever to secure financing. The rates might not go up next week but they really can't go down. Here is the signature block of the guy I used (post above) out of Georgetown. Couldn't be happier but would recommend that it is never too late to shop around even after locking in, make people earn your Business.

Jason Moses | Cornerstone First Financial

Please like my FB fanpage https://www.facebook.com/#!/PatriotRate
2300 Wisconsin Ave., NW, Suite 400B
Washington, DC 20007
Cell: 703-615-9932
Office direct: 202-207-1285
fax: 202.625.1291
Anonymous
Post 01/26/2015 09:54     Subject: Re:4.15% on a jumbo loan
I just closed on 750k financed on a 1.1m home @ 3.25% bought down from 3.375 with .6 points. Closed early DECEMBER
Anonymous
Post 01/25/2015 23:06     Subject: Re:4.15% on a jumbo loan
Anonymous wrote:We refinanced using a zillow lender in November and got 3.625 on our jumbo


I'm this poster. We didn't pay any points for this rate and the closing costs were tiny - $1,000 maybe? We entered our info on Zillow and used some bank we had never heard of. Water something. The rates were great! 4.15 sounds much too high to me.
Anonymous
Post 01/25/2015 23:05     Subject: 4.15% on a jumbo loan
Broker recommendations?!
Anonymous
Post 01/25/2015 23:05     Subject: 4.15% on a jumbo loan
23:04 I should add--no points
Anonymous
Post 01/25/2015 23:04     Subject: 4.15% on a jumbo loan
Last month 3.875 on a jumbo thru a broker
Anonymous
Post 01/25/2015 11:24     Subject: 4.15% on a jumbo loan
Just got a no pts quote at 3.95%. Broker though. Never go direct to a bank.
Anonymous
Post 01/25/2015 10:25     Subject: Re:4.15% on a jumbo loan
Anonymous wrote:SunTrust but we have to pay points. Is this too high. Anyone else have to pay down points?


shop around more, zillow is a good source, that rate seems to have too much margin built in unless you have credit issues...
Anonymous
Post 01/24/2015 13:58     Subject: Re:4.15% on a jumbo loan
Anonymous wrote:SunTrust but we have to pay points. Is this too high. Anyone else have to pay down points?


5:55 here. We don't have to pay points and are getting a lender credit pay closing costs, but it seems like having to pay points to get to 3.625% on a jumbo is pretty common right now.
Anonymous
Post 01/24/2015 13:43     Subject: Re:4.15% on a jumbo loan
SunTrust but we have to pay points. Is this too high. Anyone else have to pay down points?
Anonymous
Post 01/24/2015 07:53     Subject: 4.15% on a jumbo loan
Which bank gave you that rate, OP?
Anonymous
Post 01/24/2015 06:54     Subject: Re:4.15% on a jumbo loan
Quicken loans under 3.5%.
Anonymous
Post 01/24/2015 05:55     Subject: Re:4.15% on a jumbo loan
We're in the middle of a refi on our jumbo for 3.625% as well, using a broker.
Anonymous
Post 01/24/2015 01:06     Subject: Re:4.15% on a jumbo loan
We refinanced using a zillow lender in November and got 3.625 on our jumbo
Anonymous
Post 01/24/2015 00:48     Subject: 4.15% on a jumbo loan
Did anyone get a better deal? When? And with which bank. Tia!