I've looked at a lot of them. I found that the Citi Forward card is one of the best for us. I believe it was originally intended for college students but it works great for us. 5% back on movie theaters, music, bookstores, and restaurants. Whenever we eat out we use it. Also, Amazon is considered a "bookstore". We use Amazon a lot. Once you have 10,000 points you can purchase a $100 gift card.

All depends on what your goals are. We juggle many, many cards, depending on our goals. Also do a bit of "manufactured spend" (where you "spend" money without really spending money) to up our rewards. We take a few trips per year (Europe, Disney World, Hawaii, skiing, visiting parents, etc) with the rewards. We're not quite as aggressive as some, but more so than most, I'd imagine. So figure out what your goals are (travel or cash back?) and go from there.

My Bank of America Visa does 3% on groceries, 2% on gas, and 1% everything else. My Discover card does 5% rotating categories each quarter and 1% everything else. I also have an AmEx Blue that has no annual fee but find the rewards points to be annoying to use and you don't really get the value you do from other cards.

I never thought I'd like a credit card but I really like my Chase Sapphire. We use the points for travel, particularly for free flights. I found it by reading a number of blogs on credit cards.

Anonymous wrote:

Anonymous wrote:Chase freedom is good. 5% back on something different every quarter. Right now it's groceries.

I have this card and have never, ever used it. You have to log on every quarter to sign up for the rebate. What?

or just click on the email they send. . .

Anonymous wrote:I just researched this and moved from an AMEX Blue to a Citi Double Cash card (https://www.citi.com/credit-cards/credit-card-details/detail.do?ID=citi-double-cash-credit-card). We don't spend a lot at conventional grocery stores or on gas, and this will yield us an extra couple hundred dollars a year in cash back compared to the AMEX.

If you don't mind juggling a lot of cards, I'd get one or two that has the rotating 5% cash back and use this card for all the other situations that aren't in the rotating categories.

I have a couple of the rotating cards and someone mentioned having to sign up... it's not that difficult. They send email reminders during the period, you make a few clicks and done. The bard part is keeping track of what the category is that quarter in which i write it on a sticky nite and keep in my wallet so I can reference easily at checkout. Worth the hassle to me for the extra cashback.

We have the Amazon Visa. We get 3% back on Amazon purchases, 2% back on gas, restaurants, and drugstores, and 1% back on everything else. Whenever I buy from Amazon, it gives me the option of applying my rewards toward my purchase. We also have the option of having them issue a check for the rewards but I always use it up on Amazon.

Anonymous wrote:Chase freedom is good. 5% back on something different every quarter. Right now it's groceries.

I have this card and have never, ever used it. You have to log on every quarter to sign up for the rebate. What?

Anonymous wrote:AMEX Blue Cash Preferred. There is a $75 annual fee, but if you use your card a lot and pay off the balance in full every month, you will cover that within the first month or so. I don't like points, so I focused on getting a card with cashback. If you spend a lot of money on gas, groceries, or general shopping/eating out, it gives you the most bang for your buck.

I have a free Amex Blue (no annual fee) with slightly lower cashback.

Chase freedom is good. 5% back on something different every quarter. Right now it's groceries.

I just researched this and moved from an AMEX Blue to a Citi Double Cash card (https://www.citi.com/credit-cards/credit-card-details/detail.do?ID=citi-double-cash-credit-card). We don't spend a lot at conventional grocery stores or on gas, and this will yield us an extra couple hundred dollars a year in cash back compared to the AMEX.

AMEX Blue Cash Preferred. There is a $75 annual fee, but if you use your card a lot and pay off the balance in full every month, you will cover that within the first month or so. I don't like points, so I focused on getting a card with cashback. If you spend a lot of money on gas, groceries, or general shopping/eating out, it gives you the most bang for your buck.

Amex platinum.

What do you want the rewards for?

I fly United a lot and want the points for first class upgrades. I don't need it for free flights -- my company pays my flights.

Hi all. It's been recommended that we ditch our regular AMEX and instead get a credit card that offers rewards and use it regularly, paying it off each month.

What are your favorite rewards cards that you feel you get the most out of?