I just applied for a credit card for the express purpose of doing a balance transfer with no fee. We got the card but the limit is pretty low. We are going to call and request a higher limit.

thanks to PP for the info. They cards we're applying for have no transfer fee/ no interest. thanks

USAA, Pentagon & Navy Federal Credit Union frequently have promos where there is no balance transfer fees and low/0% APR financing if you qualify.

And OP, they would have to run a credit check in order to tell you what limit they can give you. And to run a credit check, you would have to agree legally to "apply" for the card. So I don't think you can do that.

Your best bet is to ask the company what their approval criteria is for your target credit limit. They may say, credit score of XXX, less than 30% debt to income ratio, job stability 2 years or more, etc. etc.

Good luck!

Balance transfers are a bit of a hidden fee. Usually there is a 3-5% charge which completely negates the savings.

is it possible to get the new credit card company to tell you how much you're limit is going to be before opening the new card? I only want the new card if it will allow me to transfer a sizable balance. thanks