My DH is really pushing to leave our home in the beltway and head out to Davidsonville or somewhere near Annapolis.

He grew up in a small town on the water and wants our kids to have the same experience of growing up with boats/etc. near the water. He also likes that we can get A LOT more for our money around there. Although I like the idea of water access, I'm not thrilled at the thought of moving so far out. I grew up in the DC area and like being near the hustle and bustle. I like all the things there are to do, being close to DC, etc. I understand that some schools around Davidsonville are good, which is important as we have young children that haven't started school yet. HAve the schools historically been good and are they likely to stay that way? I grew up thinking that Annapolis is a little touristy and cute by day but not much going on by night or during the winter. Maybe that's not true. What is there to do in places like Davidson and Annapolis? Is it family friendly? Is buying a house there a good investment or as safe as McLean/Bethesda/Chevy Chase type areas? How's the commute to DC? Please convince me that my DH is right and this is an awesome opportunity and not a gamble that is likely to backfire.