Shop around a bit. It's possible that jumbo rates are actually LOWER than conventional rates. That was true for us back in late 2013. Might still be true today per this WSJ article:
http://online.wsj.com/news/articles/SB10001424052702303626804579510070672609020
"Some lenders are offering jumbo ARM rates lower than conventional rates, something that would have been unheard of even a year ago, says Guy Cecala, CEO and publisher of Inside Mortgage Finance."