went thru USAA where the rest of our insurance is. Personally i hate their website. They are such idiots online. But i think their prices/policy service are still good.

I would focus less on 'cheap' and more on terms. Make sure that if you buy it, it will be there if you need it.

Personally I am with Northwestern Mutual, but NY Life is also solid.

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We really need to get on the ball and get some additional life insurance. I have a general idea of how much we need but I'm not sure where to go from there. Do most people still go through a human these days or do you buy your policy online? For those who've researched the issue, did you find that it's generally cheapest to go through your auto insurance provider or can you do better elsewhere? How did you choose?