You are correct. If your cycle does not yield you at least 4 mature eggs, it does not count as a cycle.

Paying out of pocket. Shared program--- not the guarantee. Paying for each cycle. Am I right that no matter what though, you get refund if you don't get at least 4 mature eggs from donor or can pick another donor. My donor was split with two of us but got nothing on retrieval. Actually I think they said 2 bad eggs. So they canceled both our cycles morning of retrieval since no viable eggs. Am I right that we get refund if we don't get any eggs? I don't think it's fair to pay if we got nothing at all. I know there is risk they won't fertilize or you won't get positive, but my understanding was all their donor cycles are guaranteed 4 eggs... Is that right? It stinks to have cycle canceled on weekend when no one is available to help answer my questions.